Lorain County property record for 270 Finch Dr, Elyria, OH 44035
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,176 sqft · built 1996 |
| Lot Size | 0.272 acres (11,885 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $147,000 (Apr 2004) |
| Tax Bill | $2,720 (2025) |
| Deeds & Mortgages | Jun 2020 Mortgage Apr 2020 Sale + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-250 |
| Primary APN | 10-00-005-107-250 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,176 sqft Living Area |
| 1st Floor Area | 1,176 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 11,885 sqft |
| Lot Dimensions | 132 ft deep x 90 ft wide |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 168 sqft |
| Deck Area | 300 sqft |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 270 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK SUB NO.5 90 X 132.05 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #5 |
| Legal Block | 107 |
| Legal Lot Number | 113 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 71300 |
Source: Lorain County records, as of March 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 15, 2020 | Grant Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS |
| Apr 24, 2020 | Grant Deed, Transfer ATTORNEY ONLY |
| Apr 2, 2020 | Court-Ordered Deed, Foreclosure ATTORNEY ONLY |
| Sep 10, 2018 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Aug 7, 2018 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 6, 2004 · Amount on Record |
| Deed Sale | Apr 6, 2004 · Amount on Record |
| Prior Sale | Apr 24, 2020 |
| Deed Document Number | 0000994234 |
| Last Transfer Date | Jun 15, 2020 |
| Transfer Doc | 0000764453 |
| Record Updated | Jun 8, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 15, 2020 |
| Property Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000764453 |
| Instrument Date | May 21, 2020 |
| Instrument | 764453 |
| Transaction Type | Transfer |
| Record Updated | Jun 26, 2020 |
| Title Company | MILLER HOME TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 764454 |
|---|---|
| Date | Jun 15, 2020 |
| Instrument | 764454 |
| Name | VETERANS UNITED HM LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | COLUMBIA, MO 65203 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 14, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 24, 2020 |
| Property Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000757600 |
| Instrument Date | Apr 13, 2020 |
| Instrument | 757600 |
| Transaction Type | Transfer |
| Record Updated | May 13, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $34.00 |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Document Type | Court-Ordered Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Apr 2, 2020 |
| Property Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000755157 |
| Instrument Date | Mar 27, 2020 |
| Instrument | 755157 |
| Transaction Type | Foreclosure |
| Record Updated | May 6, 2020 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $400.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 1050 WOODWARD AVE DETROIT MI 482261906, DETROIT, MI 48226-1906 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000687666 |
| Instrument Date | Sep 10, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2018 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 270 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 0000687666 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 687666 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 13, 2048 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Aug 7, 2018 |
| Property Address | 270 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000682798 |
| Instrument Date | Aug 6, 2018 |
| Instrument | 682798 |
| Transaction Type | Transfer |
| Record Updated | Jan 14, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 270 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,720.00 | $65,950 (+%) Land $21,000 Building $44,950 | $188,420 (-) Land $60,000 Building $128,420 |
| 2024 | $2,720.00 (+15.99%) | $65,947 (+29.77%) Land $21,000 Building $44,947 | $188,420 (+29.77%) Land $60,000 Building $128,420 |
| 2023 | $2,345.00 (+0.3%) | $50,820 (-) Land $14,028 Building $36,792 | $145,200 (-) Land $40,080 Building $105,120 |
| 2022 | $2,338.00 | $50,820 Land $14,030 Building $36,790 | |
| 2021 | $145,200 Land $40,080 Building $105,120 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2011–2021) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Mar 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELYRIA WATER DEPARTMENT serves 68,000 people · EPA ID OH4700411 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2023 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 228 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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