264 Finch Dr, Elyria, OH 44035 Property Records

Lorain County property record for 264 Finch Dr, Elyria, OH 44035 · Last verified March 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,722 sqft · built 1996
Lot Size	0.227 acres (9,916 sqft)
Owner	Individual Name on File
Last Sale	$235,000 (Oct 2021)
Tax Bill	$3,432 (2025)
Deeds & Mortgages	Mar 2024 Mortgage Aug 2023 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`10-00-005-107-279`

Property Details

APN / Parcel Number

Primary APN	`10-00-005-107-279`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,722 sqft Living Area
1st Floor Area	1,176 sqft
2nd Floor Area	42 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1996
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	9,916 sqft
Lot Dimensions	134 ft deep x 74 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Deck Area	288 sqft
Patio Area	288 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	264 FINCH DR
City	ELYRIA
State	OH
Zip	44035-7992
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ROBIN PARK 6 74 X 134
Legal Subdivision	ROBIN PARK SUBDIVISION #6
Legal Block	107
Legal Lot Number	139
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1002
Census Tract	71300

Owner

Source: Lorain County records · APN 10-00-005-107-279

Assessment roll updated August 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	264 FINCH DR, ELYRIA, OH 44035-7992
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 27, 2024	Deed of Trust, Mortgage · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Aug 17, 2023	Deed of Trust, Mortgage · FHA Mortgage DOVENMUEHLE MORTGAGE INC
Oct 21, 2021	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MORTGAGE LLC
Jun 13, 2017	Deed of Trust, Mortgage · Line of Credit NORTHWEST BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 21, 2021 · Amount on Record
Deed Sale	Oct 21, 2021 · Amount on Record
Prior Sale	Apr 04, 2002 · Amount on Record
Deed Document Number	2021007182
Record Updated	Jun 08, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	264 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000008046
Date	Mar 27, 2024
Instrument	2024-0008046

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	330 Months
Due	Sep 01, 2051

August 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	264 FINCH DR, ELYRIA, OH 44035-7992
Transaction Type	Mortgage
Record Updated	Mar 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000926165
Date	Aug 17, 2023
Instrument	2023-0926165

Lender

Name	DOVENMUEHLE MORTGAGE INC
Type	Mortgage Company
Address	DALLAS, TX 75201

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Sep 01, 2051

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LORAIN OH
Recording Date	Oct 21, 2021
Property Address	264 FINCH DR, ELYRIA, OH 44035-7992
Document Number	0000845317
Map Reference	VOL 55 PG 63&64
Instrument Date	Aug 17, 2021
Instrument	2021-0845317
Transaction Type	Transfer
Record Updated	Mar 23, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	264 FINCH DR, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000845318
Date	Oct 21, 2021
Instrument	2021-0845318

Lender

Name	CROSSCOUNTRY MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Sep 01, 2051

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	264 FINCH DR, ELYRIA, OH 44035-7992
Document Number	0000635974
Instrument Date	Jun 13, 2017
Transaction Type	Mortgage
Record Updated	Jul 24, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	264 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992

Mortgage

Document Number	0000635974
Date	Jul 10, 2017
Instrument	635974

Lender

Name	NORTHWEST BK
Type	Bank
Address	WARREN, PA 16365

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Jul 09, 2042

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
Municipality	Elyria City
Unified School District	Midview Local School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,432.00	$82,430 (+%) Land $21,000 Building $61,430	$235,510 (-) Land $60,000 Building $175,510
2024	$3,432.00 (+33.39%)	$82,429 (+48.3%) Land $21,000 Building $61,429	$235,510 (+48.3%) Land $60,000 Building $175,510
2023	$2,573.00 (+0.59%)	$55,584 (-0.01%) Land $14,028 Building $41,556	$158,810 (-) Land $40,080 Building $118,730
2022	$2,558.00	$55,590 Land $14,030 Building $41,560
2021			$158,810 Land $40,080 Building $118,730

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 390930713001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2011–2021)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2021, rainfall accumulation

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 228 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
Uniti Group	DSL	200 / 20
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	Fixed Wireless	100 / 20

May also be available at this address: Uniti Group, Spectrum. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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