Lorain County property record for 259 Finch Dr, Elyria, OH 44035 · Last verified March 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,640 sqft · built 1996 |
| Lot Size | 0.215 acres (9,375 sqft) |
| Owner | Individual Name on File |
| Last Sale | $138,000 (Oct 2001) |
| Tax Bill | $3,122 (2025) |
| Deeds & Mortgages | Dec 2021 Second Mortgage Jan 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 10-00-005-107-281 |
| Primary APN | 10-00-005-107-281 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,640 sqft Living Area |
| 1st Floor Area | 1,120 sqft |
| Family Room | Family Room |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Architectural Style | Split Level |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 9,375 sqft |
| Lot Dimensions | 125 ft deep x 75 ft wide |
| Garage Type | Attached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 114 sqft |
| Deck Area | 344 sqft |
| Patio Area | 344 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 259 FINCH DR |
|---|---|
| City | ELYRIA |
| State | OH |
| Zip | 44035-7992 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ROBIN PARK 6 75.00 X 125.00 |
| Legal Subdivision | ROBIN PARK SUBDIVISION #6 |
| Legal Block | 107 |
| Legal Lot Number | 141 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | ELYRIA |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 71300 |
Source: Lorain County records · APN 10-00-005-107-281
Assessment roll updated August 1, 2025 · Last verified March 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 259 FINCH DR, ELYRIA, OH 44035-7992 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 16, 2021 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage DOLLAR BANK FSB |
| Jan 03, 2017 | Deed of Trust, Mortgage · Line of Credit FIRST NAT'L BK/PA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 04, 2001 · Amount on Record |
| Deed Sale | Oct 04, 2001 · Amount on Record |
| Deed Document Number | 781757 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 259 FINCH DR, ELYRIA, OH 44035-7992 |
| Transaction Type | Mortgage |
| Record Updated | Mar 23, 2026 |
| Name | Verified Name |
|---|---|
| Address | 259 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000854452 |
|---|---|
| Date | Dec 16, 2021 |
| Instrument | 2021-0854452 |
| Name | DOLLAR BANK FSB |
|---|---|
| Type | Bank |
| Address | PITTSBURGH, PA 15222 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 259 FINCH DR, ELYRIA, OH 44035-7992 |
| Document Number | 0000615046 |
| Instrument Date | Jan 03, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2017 |
| Title Company | CORPORATE SETTLEMENT SOLUTIONS |
| Name | Verified Name |
|---|---|
| Address | 259 FINCH DR ELYRIA OH 440357992, ELYRIA, OH 44035-7992 |
| Document Number | 0000615046 |
|---|---|
| Date | Jan 12, 2017 |
| Instrument | 615046 |
| Name | FIRST NAT'L BK/PA |
|---|---|
| Type | Bank |
| Address | AVON, OH 44011 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2042 |
| Rate Type | Adjustable Rate |
|---|
Source: Lorain County records · Assessment roll updated August 1, 2025 · Last verified March 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| Municipality | Elyria City |
| Unified School District | Midview Local School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,122.00 | $75,690 (-0.01%) Land $21,000 Building $54,690 | $216,270 (-) Land $60,000 Building $156,270 |
| 2024 | $3,122.00 (+33.7%) | $75,695 (+49.57%) Land $21,000 Building $54,695 | $216,270 (+49.56%) Land $60,000 Building $156,270 |
| 2023 | $2,335.00 (+0.3%) | $50,610 (-) Land $14,028 Building $36,582 | $144,600 (-) Land $40,080 Building $104,520 |
| 2022 | $2,328.00 | $50,610 Land $14,030 Building $36,580 | |
| 2021 | $144,600 Land $40,080 Building $104,520 |
Source: FEMA National Flood Hazard Layer, Lorain County (39093C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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