270 Cobb Rd, Leonard, TX 75452 Property Records

Fannin County property record for 270 Cobb Rd, Leonard, TX 75452

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on Record
Last Sale	$480,249 (Apr 2026)
Tax Bill	$822 (2025)
Deeds & Mortgages	Apr 2025 Construction Loan Apr 2026 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`9-0092-000-36-TI`

Property Details

APN / Parcel Number

Primary APN	`9-0092-000-36-TI`
Alternative APN	`138612`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	9-0092-000-36-TI
Street Address	270 COBB RD
City	LEONARD
State	TX
Zip	75452-6065
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FANNIN RANCH ESTATES, LOT 36, ACRES 1.01
Legal Subdivision	FANNIN RANCH ESTATES
Legal Lot Number	36
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2076
Census Tract	950702

Owner

Source: Fannin County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	270 COBB RD, LEONARD, TX 75452-6065
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Apr 17, 2025	Deed of Trust, Mortgage · Construction Mortgage SIMMONS BANK
Apr 7, 2026	Special Warranty Deed, Transfer · VA Mortgage ASIA BANK NATIONAL ASSOCIATION
Apr 7, 2026	Special Warranty Deed, Subdivision Related Transfer · VA Mortgage BANK NATIONAL ASSOCIATION

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Deed Document Number	20262067
Record Updated	Oct 29, 2026

April 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FANNIN TX
Property Address	270 COBB RD, LEONARD, TX 75452-6065
Transaction Type	Mortgage
Record Updated	Jun 30, 2026
Title Company	TRI CITY TITLE, TRINITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	2025002239
Date	Apr 17, 2025
Instrument	2025002239

Lender

Name	SIMMONS BANK
Type	Bank
Address	FORT WORTH, TX 76107

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Apr 7, 2026
Property Address	270 COBB RD, LEONARD, TX 75452-6065
Document Number	0000002067
Instrument Date	Mar 30, 2026
Instrument	20262067
Transaction Type	Transfer
Record Updated	Apr 22, 2026
Title Company	TRI CITY TITLE, TRINITY TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COBB RD, LEONARD, TX 75452-6065

Mortgage

Document Number	0000002068,
Date	Apr 7, 2026
Instrument	20262068

Lender

Name	ASIA BANK NATIONAL ASSOCIATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

April 2026: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	Apr 7, 2026
Property Address	270 COBB RD, LEONARD, TX 75452-6065
Document Number	2026002067
Instrument Date	Mar 30, 2026
Instrument	20262067
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 28, 2026
Title Company	TRINITY LAND TITLE, TRINITY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	270 COBB RD, LEONARD, TX 75452-6065

Mortgage

Document Number	0000002068,
Date	Apr 7, 2026
Instrument	20262068

Lender

Name	BANK NATIONAL ASSOCIATION

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2056

Interest

Max Rate	-1%

Tax Assessment & Valuation

Source: Fannin County assessment roll, as of November 18, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Trenton Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00	$50,220 Land $50,220	$50,220 Land $50,220

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 71% of Texas
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DESERT WSC serves 2,091 people · EPA ID TX0430032
Water Source	Groundwater
Last State Inspection	Apr 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Nextlink Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	100 / 20
360 Broadband Fixed Wireless	60 / 6

May also be available: T-Mobile, Verizon.

Nearby Properties on Cobb Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures