245 Cobb Rd, Leonard, TX 75452 Property Records

Fannin County property record for 245 Cobb Rd, Leonard, TX 75452 · Last verified May 2026

Property Summary

Property Type	Residential Vacant Land
Lot Size	1.01 acres (43,996 sqft)
Owner	2 Individual Names on File
Last Sale	$522,454 (May 2026)
Tax Bill	$822 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`9-0092-000-15-TI`

Property Details

APN / Parcel Number

Primary APN	`9-0092-000-15-TI`
Alternative APN	`138591`

Exterior

Lot Area	43,996 sqft (1.01 acres)

Location & Zoning

Account Number	9-0092-000-15-TI
Street Address	245 COBB RD
City	LEONARD
State	TX
Zip	75452-6067
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	FANNIN RANCH ESTATES, LOT 15, ACRES 1.01
Legal Subdivision	FANNIN RANCH ESTATES
Legal Lot Number	15
Jurisdiction	FANNIN TX
Township / Civil Division	LEONARD
Census Block Group	2
Census Block	2076
Census Tract	950702

Owner

Source: Fannin County records · APN 9-0092-000-15-TI

Assessment roll updated November 18, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	245 COBB RD, LEONARD, TX 75452-6067
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 04, 2026 · Amount on Record
Deed Sale	May 04, 2026 · Amount on Record
Deed Document Number	20262777
Record Updated	Sep 20, 2026

May 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	FANNIN TX
Recording Date	May 04, 2026
Property Address	245 COBB RD, LEONARD, TX 75452-6067
Document Number	0000002777
Instrument Date	Apr 30, 2026
Instrument	2026.2777
Transaction Type	Transfer
Record Updated	May 19, 2026
Title Company	TRI CITY TITLE, TRINITY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	245 COBB RD, LEONARD, TX 75452-6067

Mortgage

Document Number	0000002778,
Date	May 04, 2026
Instrument	2026.2778

Lender

Name	FIRST BANK

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2056

Interest

Rate	6.22%
Max Rate	-1%

Tax Assessment & Valuation

Source: Fannin County records · Assessment roll updated November 18, 2025 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Texas
County	Fannin County
Unified School District	Trenton Independent School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$822.00	$50,220 Land $50,220	$50,220 Land $50,220

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Fannin County (48147C), updated June 16, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 481479507022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 8 individual NFIP policies nearby
Nearby Flood Policies	8 in force 8 of 8 on primary residences

Wildfire

Wildfire Risk	Moderate above 55% of the US · above 33% of Texas
Wildfire Likelihood	About 1 in 909 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.