27 Wishbone Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 27 Wishbone Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,616 sqft · built 1963
Lot Size	0.8 acres (34,848 sqft)
Owner	2 Individual Names on File
Last Sale	$285,000 (Jan 2019)
Tax Bill	$2,437 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Jan 2019 Mortgage
APN	`03-8.0-33-004-001-086.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-004-001-086.000`

Interior

Building Area	1,616 sqft Base Area
1st Floor Area	1,616 sqft

Exterior

Year Built	Built 1963
Effective Year Built	Effective 1963
Lot Area	34,848 sqft (0.8 acres)
Lot Dimensions	210 ft deep x 165 ft wide

Location & Zoning

Street Address	27 WISHBONE RD
City	SAINT JOSEPH
State	MO
Zip	64506-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LOVERS LANE ESTATES LOT:14 BLK:LGL DESC:
Legal Subdivision	LOVERS LANE ESTATES
Legal Lot Number	14
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	200

Owner

27 Wishbone Rd is owned and occupied by two individuals who acquired it in August 2025.

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	27 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 8, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Jan 11, 2019	Warranty Deed, Transfer · Conventional Mortgage US BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 11, 2019 · Amount on File
Deed Sale	Jan 11, 2019 · Amount on File
Prior Sale	Sep 16, 2016 · Amount on File
Deed Document Number	2019249
Deed Book / Page	3722 / 214
Last Transfer Date	Aug 7, 2025
Transfer Doc	003810/205
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	27 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	71 WISHBONE RD, SAINT JOSEPH, MO 64506-1635

Mortgage

Document Number	003757/594
Date	Jan 8, 2021
Book Page	3757/594
Instrument	2021000226

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jan 11, 2019
Property Address	27 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Document Number	003722/214
Book / Page	3722 / 214
Instrument Date	Jan 11, 2019
Instrument	2019000249
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WISHBONE RD, SAINT JOSEPH, MO 64506-1635

Mortgage

Document Number	003722/216
Date	Jan 11, 2019
Book Page	3722/216
Instrument	2019000250

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 27 Wishbone Rd was $2,437, up % from the year before.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,437.00 (+0.04%)	$33,930 Land $6,470 Building $27,460	$178,620 Land $34,070 Building $144,550
2024	$2,436.00 (+15.5%)
2023	$2,109.00 (-0.66%)	$32,030 (-) Land $6,470 Building $25,560	$168,570 Land $34,070 Building $134,500
2022	$2,123.00	$32,030 Land $6,470 Building $25,560
2021			$168,570 Land $34,070 Building $134,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 27 Wishbone Rd; 1 flood insurance policy is in force nearby.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 27 Wishbone Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 93% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 259 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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