22 Wishbone Rd, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 22 Wishbone Rd, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	2,572 sqft · built 1969
Lot Size	0.87 acres (37,897 sqft)
Owner	2 Individual Names on Record
Last Sale	$415,000 (Sep 2016)
Tax Bill	$4,583 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit May 2025 Sale + 3 more
APN	`03-8.0-33-004-001-103.000`

Property Details

APN / Parcel Number

Primary APN	`03-8.0-33-004-001-103.000`

Interior

Building Area	2,572 sqft Base Area
1st Floor Area	2,572 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Lot Area	37,897 sqft (0.87 acres)
Lot Dimensions	208 ft deep x 181 ft wide

Location & Zoning

Street Address	22 WISHBONE RD
City	SAINT JOSEPH
State	MO
Zip	64506-1635
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:LOVERS LANE ESTATES LOT:16 BLK:LGL DESC:
Legal Subdivision	LOVERS LANE ESTATES
Legal Lot Number	16
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	200

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 17, 2021	Deed of Trust, Mortgage · Line of Credit EXCHANGE BANK & TRUST CO
May 1, 2025	Beneficiary Deed, Transfer
Aug 10, 2022	Warranty Deed, Transfer · Conventional Mortgage BAXTER CU
Nov 12, 2019	Intrafamily Transfer, Transfer
Sep 13, 2016	Deed, Transfer · Conventional Mortgage PLATTE VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 13, 2016 · Amount on Record
Deed Sale	Sep 13, 2016 · Amount on Record
Deed Document Number	20169360
Last Transfer Date	Aug 14, 2024
Transfer Doc	003807/145
Record Updated	Sep 20, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Transaction Type	Mortgage
Record Updated	Jun 4, 2026
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Investor	Possibly a Property Investor

Mortgage

Document Number	003763/588
Date	Jun 17, 2021
Book Page	3763/588
Instrument	2021006257

Lender

Name	EXCHANGE BANK & TRUST CO
Type	Bank
Address	PLATTE CITY, MO 64079

Agreement

Type	Line of Credit
Amount	Amount Recorded

May 2025: Beneficiary Deed, Transfer

Document Type	Beneficiary Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 1, 2025
Property Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Document Number	003807/145
Book / Page	3807 / 145
Instrument Date	Aug 14, 2024
Instrument	2025003151
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 10, 2022
Property Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Document Number	0003779/87
Book / Page	3779 / 87
Instrument Date	Aug 8, 2022
Instrument	2022007705
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	ST JOSEPH TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3311 N BELT HWY, SAINT JOSEPH, MO 64506-1315

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635

Mortgage

Document Number	0003779/88
Date	Aug 10, 2022
Book Page	3779/88
Instrument	2022007706

Lender

Name	BAXTER CU
Type	Credit Union
Address	VERNON HILLS, IL 60061

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2037

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Nov 12, 2019
Property Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Document Number	003743/457
Book / Page	3743 / 457
Instrument Date	Nov 1, 2019
Instrument	2019009914
Transaction Type	Transfer
Record Updated	Jun 4, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3013 HAMPTON RD, SAINT JOSEPH, MO 64505-1826

September 2016: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Sep 13, 2016
Property Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Document Number	2016009360
Instrument Date	Sep 12, 2016
Instrument	2016009360
Transaction Type	Transfer
Record Updated	Jun 4, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	22 WISHBONE RD, SAINT JOSEPH, MO 64506-1635
Investor	Possibly a Property Investor

Mortgage

Document Number	2016009361
Date	Sep 13, 2016
Instrument	2016009361

Lender

Name	PLATTE VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Sep 7, 2017

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,583.00	$63,870 (+5.83%) Land $11,390 Building $52,480	$336,170 (+5.82%) Land $59,970 Building $276,200
2024	$4,583.00 (+15.47%)
2023	$3,969.00 (-0.68%)	$60,350 (-) Land $11,390 Building $48,960	$317,670 (-) Land $59,970 Building $257,700
2022	$3,996.00	$60,350 Land $11,390 Building $48,960
2021			$317,670 Land $59,970 Building $257,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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