Buchanan County property record for 23 Wishbone Rd, Saint Joseph, MO 64506
| Property Type | Single Family Home |
|---|---|
| Details | 1,446 sqft · built 1960 |
| Lot Size | 0.52 acres (22,651 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $352,450 (Aug 2022) |
| Tax Bill | $2,048 (2025) |
| Deeds & Mortgages | Nov 2023 Line of Credit Aug 2022 Second Mortgage + 2 more |
| APN | 03-8.0-33-004-001-088.000 |
| Primary APN | 03-8.0-33-004-001-088.000 |
|---|
| Building Area | 1,446 sqft Base Area |
|---|---|
| 1st Floor Area | 1,446 sqft |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 22,651 sqft (0.52 acres) |
| Lot Dimensions | 309 ft deep x 73 ft wide |
| Street Address | 23 WISHBONE RD |
|---|---|
| City | SAINT JOSEPH |
| State | MO |
| Zip | 64506-1635 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CITY |
| Legal Description | SUB:LOVERS LANE ESTATES LOT:12 BLK:LGL DESC: |
| Legal Subdivision | LOVERS LANE ESTATES |
| Legal Lot Number | 12 |
| Jurisdiction | BUCHANAN MO |
| Township / Civil Division | WASHINGTON |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 200 |
Source: Buchanan County records · APN 03-8.0-33-004-001-088.000
Assessment roll updated November 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 06, 2023 | Deed of Trust, Mortgage · Line of Credit POSTAL & COMMUNITY CU |
| Aug 19, 2022 | Warranty Deed, Transfer · Stand-Alone Second Mortgage UNION STATE BANK OF EVEREST |
| May 14, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage MUTUAL SAVINGS ASSOCIATION |
| Apr 12, 2018 | Deed, Transfer · Conventional Mortgage NODAWAY VALLEY BANK |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 19, 2022 · Amount on Record |
| Deed Sale | Aug 19, 2022 · Amount on Record |
| Prior Sale | May 14, 2020 · Amount on Record |
| Deed Document Number | 20228008 |
| Deed Book / Page | 3779 / 390 |
| Prior Transfer Date | May 11, 2020 |
| Prior Transfer Doc | 003748/560 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Property Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Transaction Type | Mortgage |
| Record Updated | Nov 20, 2023 |
| Name | Verified Name |
|---|---|
| Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 003792/252 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | 3792/252 |
| Instrument | 2023008816 |
| Name | POSTAL & COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Address | SAINT JOSEPH, MO 64506 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Nov 05, 2043 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Aug 19, 2022 |
| Property Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 003779/390 |
| Book / Page | 3779 / 390 |
| Instrument Date | Aug 19, 2022 |
| Instrument | 2022008008 |
| Transaction Type | Transfer |
| Record Updated | Aug 30, 2022 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 2022008009 |
|---|---|
| Date | Aug 19, 2022 |
| Instrument | 2022008009 |
| Name | UNION STATE BANK OF EVEREST |
|---|---|
| Type | Bank |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | May 14, 2020 |
| Property Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 003748/560 |
| Book / Page | 3748 / 560 |
| Instrument Date | May 11, 2020 |
| Instrument | 2020003709 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 2020003710 |
|---|---|
| Date | May 14, 2020 |
| Instrument | 2020003710 |
| Name | MUTUAL SAVINGS ASSOCIATION |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 181 Months |
| Due | Jun 01, 2035 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BUCHANAN MO |
| Recording Date | Apr 12, 2018 |
| Property Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 2018003091 |
| Instrument Date | Apr 12, 2018 |
| Instrument | 2018003091 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Title Company | PREFERRED TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 23 WISHBONE RD, SAINT JOSEPH, MO 64506-1635 |
| Document Number | 2018003092 |
|---|---|
| Date | Apr 12, 2018 |
| Instrument | 2018003092 |
| Name | NODAWAY VALLEY BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Buchanan County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,048.00 | $28,420 (+5.57%) Land $6,890 Building $21,530 | $149,550 (+5.57%) Land $36,260 Building $113,290 |
| 2024 | $2,048.00 (+15.12%) | ||
| 2023 | $1,779.00 (-0.67%) | $26,920 (-) Land $6,890 Building $20,030 | $141,660 (-) Land $36,260 Building $105,400 |
| 2022 | $1,791.00 | $26,920 Land $6,890 Building $20,030 | |
| 2021 | $141,660 Land $36,260 Building $105,400 |
Source: FEMA National Flood Hazard Layer · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 95% of the US · lower than 93% of Missouri |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Holdings Fiber | 5,120 / 5,120 |
| United Electric Cooperative Fiber | 1,000 / 1,000 |
| Optimum Communications Cable | 940 / 35 |
| Mercury Broadband Fixed Wireless | 150 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Verizon.
Based on FCC filings for 259 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MO AMERICAN ST JOSEPH private · serves 89,171 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2023 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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