27 Windswept Dr, Berlin, MD 21811 Property Records

Worcester County property record for 27 Windswept Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,905 sqft · built 2003
Lot Size	0.312 acres (13,575 sqft)
Owner	2 Individual Names on Record
Last Sale	$342,000 (Apr 2016)
Tax Bill	$3,640 (2026)
Deeds & Mortgages	Apr 2026 Sale Apr 2018 Line of Credit
Flood Zone	Zone X (moderate risk)
APN	`10-385202`

Property Details

APN / Parcel Number

Primary APN	`10-385202`
Alternative APN	`385202`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,905 sqft Total Area
1st Floor Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	13,575 sqft (0.312 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	408 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	530 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	385202
Street Address	27 WINDSWEPT DR
City	BERLIN
State	MD
Zip	21811-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 390 13575 SQ FT BAY VISTA ESTATES PH 1 MYSTIC HARBOUR SEC 4
Legal Subdivision	BAY VISTA ESTATES
Legal Phase	1
Legal Lot Number	390
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1007
Census Tract	951700

Owner

Source: Worcester County records, as of October 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 WINDSWEPT DR, BERLIN, MD 21811-2718
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Apr 27, 2026	Deed, Transfer NONE LISTED ON DOCUMENT
Apr 27, 2018	Deed of Trust, Mortgage · Line of Credit BRANCH BK&TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 26, 2016 · Amount on Record
Deed Sale	Apr 26, 2016 · Amount on Record
Prior Sale	May 22, 2002 · Amount on Record
Deed Book / Page	6754 / 366
Last Transfer Date	Apr 22, 2026
Transfer Doc	9134000365
Record Updated	Oct 29, 2026

April 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Apr 27, 2026
Property Address	27 WINDSWEPT DR, BERLIN, MD 21811-2718
Document Number	9134000365
Book / Page	9134 / 365
Instrument Date	Apr 22, 2026
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	27 WINDSWEPT DR, BERLIN, MD 21811-2718

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WORCESTER MD
Property Address	27 WINDSWEPT DR, BERLIN, MD 21811-2718
Document Number	0072170344
Instrument Date	Apr 27, 2018
Transaction Type	Mortgage
Record Updated	Jun 4, 2018
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 WINDSWEPT DR BERLIN MD 218112718, BERLIN, MD 21811-2718

Mortgage

Document Number	0072170344
Date	May 23, 2018
Book Page	007217/000344

Lender

Name	BRANCH BK&TR
Type	Bank
Address	WHITEVILLE, NC 28472

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of October 6, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,640.00 (+1.14%) Homeowner's exemption	$479,733 (+8.29%)	$553,200 (+24.88%) Land $147,200 Building $406,000
2025	$3,599.00 (+3.6%) Homeowner's exemption	$443,000 (+16.23%) Land $147,200 Building $295,800	$443,000 (-) Land $147,200 Building $295,800
2023	$3,474.00 Homeowner's exemption	$381,133	$443,000 Land $147,200 Building $295,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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