Worcester County property record for 25 Windswept Dr, Berlin, MD 21811
| Property Type | Single Family Home |
|---|---|
| Details | 3.5 ba · 2,668 sqft · built 2003 |
| Lot Size | 0.321 acres (13,997 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $565,000 (Dec 2004) |
| Tax Bill | $4,960 (2026) |
| Deeds & Mortgages | Jul 2017 Mortgage |
| Flood Zone | Zone X (moderate risk) |
| APN | 10-385210 |
| Primary APN | 10-385210 |
|---|---|
| Alternative APN |
|
| Full Baths | 3.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,668 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 13,997 sqft (0.321 acres) |
| View / Lot | Waterfront |
| Deck Area | 168 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | 385210 |
|---|---|
| Street Address | 25 WINDSWEPT DR |
| City | BERLIN |
| State | MD |
| Zip | 21811-2718 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | LOT 391 13997 SQ FT BAY VISTA ESTATES PH 1 MYSTIC HARBOUR SEC 4 |
| Legal Subdivision | BAY VISTA ESTATES |
| Legal Phase | 1 |
| Legal Lot Number | 391 |
| Jurisdiction | WORCESTER MD |
| Township / Civil Division | 3, SINEPUXENT |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 951700 |
25 Windswept Dr is owned by two individuals who bought it in December 2004.
Source: Worcester County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 12030 LAMPLIGHTER DR, ELLICOTT CITY, MD 21042-1035 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 6, 2004 · Amount on File |
| Deed Sale | Dec 6, 2004 · Amount on File |
| Prior Sale | Oct 6, 2004 · Amount on File |
| Deed Document Number | 2004352975 |
| Deed Book / Page | 4307 / 18 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WORCESTER MD |
| Property Address | 25 WINDSWEPT DR, BERLIN, MD 21811-2718 |
| Transaction Type | Mortgage |
| Record Updated | Oct 26, 2022 |
| Title Company | LAWYERS ADVATAGE TITLE GROUP |
| Name | Verified Name |
|---|
| Document Number | 0070450242 |
|---|---|
| Date | Jul 26, 2017 |
| Book Page | 7045/242 |
| Instrument | 7045-242 |
| Name | APL FCU |
|---|---|
| Type | Credit Union |
| Address | FAIRFAX, VA 22030 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2047 |
The 2026 property tax bill for 25 Windswept Dr was $4,960, up 6.6% from the year before.
Source: Worcester County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Worcester County |
| Unified School District | Worcester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,960.00 (+6.62%) | $537,467 | $604,200 Land $147,300 Building $456,900 |
| 2025 | $4,652.00 | ||
| 2023 | $4,112.00 | $429,767 | $504,100 Land $147,300 Building $356,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 25 Windswept Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 271 individual policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 274 units insured incl. 3 condo units |
| Nearby Flood Claims | 107 (1991–2012) |
| Claims Outside the SFHA | 4 of 107 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 25 Windswept Dr is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 89% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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