23 Windswept Dr, Berlin, MD 21811 Property Records

Worcester County property record for 23 Windswept Dr, Berlin, MD 21811

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,845 sqft · built 2002
Lot Size	0.287 acres (12,521 sqft)
Owner	2 Company Names on Record
Last Sale	$372,000 (Sep 2017)
Tax Bill	$4,094 (2025)
Deeds & Mortgages	Aug 2018 Transfer Sep 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-385229`

Property Details

APN / Parcel Number

Primary APN	`10-385229`
Alternative APN	`385229`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,845 sqft Total Area
1st Floor Area	60 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	12,521 sqft (0.287 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	399 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	385229
Street Address	23 WINDSWEPT DR
City	BERLIN
State	MD
Zip	21811-2718
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 392 12521 SQ FT BAY VISTA ESTATES PH 1 MYSTIC HARBOUR SEC 4
Legal Subdivision	BAY VISTA ESTATES
Legal Phase	1
Legal Lot Number	392
Jurisdiction	WORCESTER MD
Township / Civil Division	3, SINEPUXENT
Census Block Group	1
Census Block	1007
Census Tract	951700

Owner

Source: Worcester County records, as of August 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	1322 WILEY OAK DR, JARRETTSVILLE, MD 21084-1954
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 23, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Sep 29, 2017	Deed, Transfer · Commercial Mortgage PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 29, 2017 · Amount on Record
Deed Sale	Sep 29, 2017 · Amount on Record
Prior Sale	Dec 4, 2003 · Amount on Record
Deed Document Number	20177084-480
Deed Book / Page	7084 / 480
Last Transfer Date	Jul 10, 2018
Transfer Doc	0072710414
Record Updated	Sep 20, 2026

August 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	WORCESTER MD
Recording Date	Aug 23, 2018
Property Address	23 WINDSWEPT DR, BERLIN, MD 21811-2718
Document Number	0072710414
Book / Page	007271 / 000414
Instrument Date	Jul 10, 2018
Transaction Type	Transfer
Record Updated	Sep 6, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	23 WINDSWEPT DR BERLIN MD 218112718, BERLIN, MD 21811-2718

September 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	WORCESTER MD
Recording Date	Sep 29, 2017
Property Address	23 WINDSWEPT DR, BERLIN, MD 21811-2718
Document Number	0070840480
Book / Page	7084 / 480
Map Reference	MB SVH167 FO15
Instrument Date	Sep 27, 2017
Instrument	7084-480
Transaction Type	Transfer
Record Updated	Aug 16, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,720.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1435 VALLEY FORGE WAY, ABINGDON, MD 21009-2708

Mortgage

Document Number	7084507
Date	Sep 29, 2017
Instrument	7084-507

Lender

Name	PNC BANK NA
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 27, 2047

Mortgage

Document Number	0070840484
Date	Sep 29, 2017
Book Page	7084/484
Instrument	7084-484

Lender

Name	PNC MORTGAGE LLC
Type	Lending Institution
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2047

Tax Assessment & Valuation

Source: Worcester County assessment roll, as of July 31, 2025

Property Jurisdictions

Type	Name
State	Maryland
County	Worcester County
Unified School District	Worcester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$480,400 (+8.3%)	$554,000 (+24.89%) Land $147,100 Building $406,900
2025	$4,094.00 (+12.38%)	$443,600 (+16.51%) Land $147,100 Building $296,500	$443,600 (-) Land $147,100 Building $296,500
2023	$3,643.00	$380,733	$443,600 Land $147,100 Building $296,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 271 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	274 units insured incl. 3 condo units
Nearby Flood Claims	107 (1991–2012)
Claims Outside the SFHA	4 of 107
Most Recent Claim	Oct 2012 · Hurricane Sandy
Claims by Event	Hurricane Sandy, Oct 2012 · 15 claims Hurricane Isabel, Sep 2003 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 89% of Maryland
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MYSTIC HARBOUR serves 5,945 people · EPA ID MD0230011
Water Source	Groundwater
Last State Inspection	May 2024
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 400 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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