27 Thoreau Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 27 Thoreau Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 3 ba · 2,692 sqft · built 2002
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$169,505 (Mar 2017)
Tax Bill	$3,884 (2025)
Deeds & Mortgages	Sep 2026 Transfer Dec 2019 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T030300163`

Property Details

APN / Parcel Number

Primary APN	`T030300163`
Alternative APN	`2-0050-9031-00-037A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	2,692 sqft Living Area
Gross Area	3,414 sqft
1st Floor Area	1,492 sqft
Basement Area	1,466 sqft
Finished Basement	1,200 sqft
Unfinished Basement	266 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2002
Architectural Style	Spanish
Exterior Material	Masonry Veneer
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	456 sqft
Parking Spaces	2 Parking Spaces
Deck Area	Deck Area
Patio Area	605 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T030300163
Street Address	27 THOREAU CT
City	O FALLON
State	MO
Zip	63366-7456
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT WALDEN POND #6 UNIT 37A
Legal Subdivision	VLGS AT WALDEN POND #6
Legal Lot Number	37A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3002
Census Tract	311802

Owner

Source: St. Charles County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 THOREAU CT, O FALLON, MO 63366-7456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 29, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Dec 5, 2019	Deed of Trust, Mortgage · Line of Credit US BANK NA
Mar 20, 2017	Warranty Deed, Transfer SECURITY TITLE COMPANY, SECURE TITLE INSURANCE
Mar 13, 2017	Quit Claim Deed, Transfer SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 20, 2017 · Amount on Record
Deed Sale	Mar 20, 2017 · Amount on Record
Prior Sale	Jun 8, 2016 · Amount on Record
Deed Document Number	2017165260
Deed Book / Page	6714 / 997
Last Transfer Date	Sep 29, 2026
Transfer Doc	0000046353
Record Updated	Oct 29, 2026

September 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 29, 2026
Property Address	27 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000046353
Instrument Date	Sep 29, 2026
Instrument	202646353
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 THOREAU CT, O FALLON, MO 63366-7456

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	27 THOREAU CT, O FALLON, MO 63366-7456
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0071932216
Date	Dec 5, 2019
Book Page	7193/2216
Instrument	20191205000697660

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Nov 6, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 20, 2017
Property Address	27 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0067140997
Book / Page	006714 / 000997
Instrument Date	Mar 20, 2017
Instrument	165260
Transaction Type	Transfer
Record Updated	Apr 5, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Amount	Amount Recorded
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	27 THOREAU CT O FALLON MO 633667456, O FALLON, MO 63366-7456

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	Mar 13, 2017
Property Address	27 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0067110887
Book / Page	006711 / 000887
Instrument Date	Feb 28, 2017
Instrument	151580
Transaction Type	Transfer
Record Updated	Mar 24, 2017
Title Company	SECURITY TITLE COMPANY, SECURE TITLE INSURANCE

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	27 THOREAU CT O FALLON MO 633667456, O FALLON, MO 63366-7456

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$60,449 (-)	$318,150 (-) Building $318,150
2025	$3,884.00	$60,449 (-0.95%)	$318,150 (-0.95%)
2023		$61,030
2022			$321,213 Building $321,213

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 91% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 48 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Brightspeed, Gateway Fiber, Wisper ISP.

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