23 Thoreau Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 23 Thoreau Ct, O Fallon, MO 63366

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,742 sqft · built 2003
Lot Size	0.17 acres (7,405 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Nov 2022)
Tax Bill	$3,538 (2024)
Deeds & Mortgages	May 2026 Transfer Nov 2022 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`T030300161`

Property Details

APN / Parcel Number

Primary APN	`T030300161`
Alternative APN	`2-0050-9031-00-036A.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,742 sqft Living Area
Gross Area	3,085 sqft
1st Floor Area	1,345 sqft
Basement Area	1,322 sqft
Finished Basement	397 sqft
Unfinished Basement	925 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Spanish
Exterior Material	Brick/Stone
Lot Area	7,405 sqft (0.17 acres)
Garage Type	Attached
Garage Area	418 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	30 sqft
Deck Area	Deck Area
Patio Area	182 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T030300161
Street Address	23 THOREAU CT
City	O FALLON
State	MO
Zip	63366-7456
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	VLGS AT WALDEN POND #6 UNIT 36A
Legal Subdivision	VLGS AT WALDEN POND #6
Legal Lot Number	36A
Jurisdiction	ST CHARLES MO
Township / Civil Division	WENTZVILLE
Census Block Group	3
Census Block	3002
Census Tract	311802

Owner

Source: St. Charles County records, as of September 10, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	23 THOREAU CT, O FALLON, MO 63366-7456
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 15, 2026	Transfer on Death Deed, Transfer NONE LISTED ON DOCUMENT
Nov 16, 2022	Warranty Deed, Transfer · Conventional Mortgage PEOPLES BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2022 · Amount on Record
Deed Sale	Nov 16, 2022 · Amount on Record
Prior Sale	Jul 29, 2016 · Amount on Record
Deed Document Number	202261787
Last Transfer Date	Apr 28, 2026
Transfer Doc	0000022894
Record Updated	Oct 29, 2026

May 2026: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 15, 2026
Property Address	23 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000022894
Instrument Date	Apr 28, 2026
Instrument	202622894
Transaction Type	Transfer
Record Updated	Aug 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 THOREAU CT, O FALLON, MO 63366-7456

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Nov 16, 2022
Property Address	23 THOREAU CT, O FALLON, MO 63366-7456
Document Number	0000061787
Map Reference	MB 39 PG 26
Instrument Date	Nov 14, 2022
Instrument	2022R-061787
Transaction Type	Transfer
Record Updated	Jun 2, 2026
Title Company	TITLE PARTNERS AGENCY LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4902 PINE ST, OMAHA, NE 68106-2452

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 THOREAU CT, O FALLON, MO 63366-7456

Mortgage

Document Number	0000061788
Date	Nov 16, 2022
Instrument	2022R-061788

Lender

Name	PEOPLES BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Fort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$55,754 (-)	$293,443 (-) Building $293,443
2025		$55,754 (+4.38%)	$293,443 (+4.38%) Building $293,443
2024	$3,538.00
2023		$53,415
2022			$281,131 Building $281,131

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OFALLON PWS serves 32,515 people · EPA ID MO6010588
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon, Wisper ISP.

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