22 Thoreau Ct, O Fallon, MO 63366 Property Records

St. Charles County property record for 22 Thoreau Ct, O Fallon, MO 63366

Property Summary

Property TypeRow House
Details2 bd · 2 ba · 1,354 sqft · built 2013
Lot Size0.219 acres (9,583 sqft)
OwnerIndividual Name on File
Last Sale$174,775 (Dec 2013)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNT130300042

Property Details

APN / Parcel Number

Primary APNT130300042
Alternative APN
  • 2-0050-A915-00-042B.0000000

Interior

Bedrooms2 Beds
Full Baths2 Baths
Total Rooms5 Rooms
Stories1 Story
Building Area1,354 sqft Living Area
Basement Area1,354 sqft

Exterior

Year BuiltBuilt 2013
Architectural StyleCondo/Apartment
Exterior MaterialVinyl
Lot Area9,583 sqft (0.219 acres)
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces

Location & Zoning

Account NumberT130300042
Old Parcel NumberT130300042
Street Address22 THOREAU CT
CityO FALLON
StateMO
Zip63366-7456
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Row House
Legal DescriptionVLGS AT WALDEN POND #2 6 & 7 BDRY ADJ LOT 42B
Legal Range03E
Legal Township47N
Legal SubdivisionVLGS AT WALDEN POND #2 6 & 7 BDRY ADJ
Legal Lot Number42B
JurisdictionST CHARLES MO
Township / Civil DivisionWENTZVILLE
Census Block Group3
Census Block3002
Census Tract311802

Owner

22 Thoreau Ct, a row house, is owned and occupied by an individual who bought it in December 2013.

Source: St. Charles County records, as of October 19, 2023

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address22 THOREAU CT, O FALLON, MO 63366-7456
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 2013 · Amount on File
Deed SaleDec 26, 2013 · Amount on File
Deed Document Number0006135955
Deed Book / Page6135 / 955
Record UpdatedJun 7, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CHARLES MO
Property Address22 THOREAU CT, O FALLON, MO 63366-7456
Document Number0000078992
Instrument DateOct 13, 2020
Transaction TypeMortgage
Record UpdatedJan 28, 2021
Title CompanyTITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address22 THOREAU CT O FALLON MO 633667456, O FALLON, MO 63366-7456

Mortgage

Document Number0000078992
DateOct 19, 2020
Instrument78992
Lender
NameQUICKEN LNS
TypeFunding / Finance Company
AddressDETROIT, MI 48226-1906
Agreement
AmountAmount on Record
Term240 Months
DueOct 18, 2040

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of July 1, 2023

Property Jurisdictions

TypeName
StateMissouri
CountySt. Charles County
MunicipalityO'Fallon City
Unified School DistrictFort Zumwalt R-II School District (PK - 12)

Tax Bill & Assessment History

YearAssessed ValueAssessed Market Value
2023$51,460
2022$270,840 Building $270,840

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 22 Thoreau Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 22 Thoreau Ct is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOFALLON PWS
serves 32,515 people · EPA ID MO6010588
Water SourcePurchased surface water from several systems
Last State InspectionAug 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Gateway Fiber
Fiber
2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
AT&T
Fixed Wireless
100 / 20

May also be available: Verizon, Wisper ISP.

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