27 Silver Lake Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 27 Silver Lake Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	4,229 sqft · built 1957
Lot Size	0.394 acres (17,163 sqft)
Owner	Individual Name on File
Last Sale	$2,295,000 (Jun 2021)
Tax Bill	$42,144 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`18-05303-0000-00011`

Property Details

APN / Parcel Number

Primary APN	`18-05303-0000-00011`
Alternative APNs	`1800094J00031` `180530300011`

Interior

Stories	2 Stories
Building Area	4,229 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Construction Type	Frame
Lot Area	17,163 sqft (0.394 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094J00031
Street Address	27 SILVER LAKE DR
City	SUMMIT
State	NJ
Zip	07901-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Description	INCL LOT 10
Legal Subdivision	WYNNWOOD
Legal Block	5303
Legal Lot Number	11
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3003
Census Tract	37900

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 7, 2021	Deed, Transfer · Conventional Mortgage GUARANTEED RATE INC
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIRST REPUBLIC BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 7, 2021 · Amount on Record
Deed Sale	Jun 7, 2021 · Amount on Record
Prior Sale	Aug 18, 2014 · Amount on Record
Deed Document Number	20215506
Deed Book / Page	6415 / 710
Record Updated	Sep 20, 2026

June 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	UNION NJ
Recording Date	Jun 7, 2021
Property Address	27 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Document Number	0064150710
Book / Page	6415 / 710
Instrument Date	Jun 1, 2021
Instrument	5506
Transaction Type	Transfer
Record Updated	Apr 7, 2023
Title Company	ENSURE TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$48,194.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	607 SPRING VALLEY RD, MORRISTOWN, NJ 07960-6468

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 SILVER LAKE DR, SUMMIT, NJ 07901-3233

Mortgage

Document Number	0000013881
Date	Jun 7, 2021
Instrument	13881

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.75%
Type Change Date	Jul 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.75%
Index	6-Month LIBOR
Margin	3
Max Rate	7.75%

Mortgage

Document Number	0149842649
Date	Jun 9, 2021
Book Page	14984/2649
Instrument	14112

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	297 Months
Due	Mar 26, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	27 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0146842677
Date	Apr 27, 2020
Book Page	14684/2677
Instrument	690482

Lender

Name	FIRST REPUBLIC BANK
Type	Bank
Address	SAN FRANCISCO, CA 94111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.6%
Type Change Date	May 1, 2027
Change Frequency	Monthly
Min Rate At Change	2.95%
Index	1-Year CMT
Max Rate	10.9%

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$942,600 (-) Land $374,300 Building $568,300	$942,600 (-) Land $374,300 Building $568,300
2025	$42,144.00 (+2.64%)	$942,600 (-) Land $374,300 Building $568,300	$942,600 (-) Land $374,300 Building $568,300
2024	$41,059.00 (+1.7%)
2023		$942,600 Land $374,300 Building $568,300	$942,600 Land $374,300 Building $568,300
2022	$40,371.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile USA.

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