23 Silver Lake Dr, Summit, NJ 07901 Property Records

Union County and Summit City property record for 23 Silver Lake Dr, Summit, NJ 07901

Property Summary

Property Type	Single Family Home
Details	3,438 sqft · built 1956
Lot Size	0.35 acres (15,246 sqft)
Owner	2 Individuals on Record
Last Sale	$1,330,000 (Sep 2020)
Tax Bill	$26,826 (2025)
Deeds & Mortgages	Oct 2021 Mortgage Sep 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-05303-0000-00010`

Property Details

APN / Parcel Number

Primary APN	`18-05303-0000-00010`
Alternative APNs	`1800094J00032` `180530300010`

Interior

Stories	2 Stories
Building Area	3,438 sqft Living Area

Exterior

Year Built	Built 1956
Effective Year Built	Effective 1956
Construction Type	Frame
Lot Area	15,246 sqft (0.35 acres)
Garage Type	Attached

Location & Zoning

Old Parcel Number	1800094J00032
Street Address	23 SILVER LAKE DR
City	SUMMIT
State	NJ
Zip	07901-3233
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R15
Legal Subdivision	WYNNWOOD
Legal Block	5303
Legal Lot Number	10
Jurisdiction	UNION NJ
Township / Civil Division	SUMMIT
Census Block Group	3
Census Block	3003
Census Tract	37900

Owner

Source: Union County and Summit City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	23 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2021	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Sep 18, 2020	Bargain and Sale Deed, Transfer · Conventional Mortgage LOANDEPOT.COM LLC
Mar 1, 2019	Deed of Trust, Mortgage · Line of Credit JP MORGAN CHASE BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 18, 2020 · Amount on Record
Deed Sale	Sep 18, 2020 · Amount on Record
Prior Sale	Apr 18, 1997 · Amount on Record
Deed Document Number	2020328176
Deed Book / Page	6382 / 258
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	23 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Transaction Type	Mortgage
Record Updated	Apr 7, 2023
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0150752468
Date	Oct 7, 2021
Book Page	15075/2468
Instrument	22517

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

Interest

Rate Type	Adjustable Rate
Rate	2.37%
Type Change Date	Nov 1, 2031
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.37%
Index	Other
Margin	3
Max Rate	7.37%

September 2020: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	UNION NJ
Recording Date	Sep 18, 2020
Property Address	23 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Document Number	0063820258
Book / Page	6382 / 258
Instrument Date	Aug 26, 2020
Instrument	328176
Transaction Type	Transfer
Record Updated	Aug 19, 2022
Title Company	FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$26,858.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	131 COTTAGE PLACE WEST, 131, LONG HILL, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SILVER LAKE DR, SUMMIT, NJ 07901-3233

Mortgage

Document Number	0000699085
Date	Sep 18, 2020
Instrument	699085

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 1, 2030
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8%
Index	1-Year LIBOR
Max Rate	8%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UNION NJ
Property Address	23 SILVER LAKE DR, SUMMIT, NJ 07901-3233
Document Number	0145392943
Instrument Date	Mar 1, 2019
Transaction Type	Mortgage
Record Updated	Mar 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	23 SILVER LAKE DR SUMMIT NJ 079013233, SUMMIT, NJ 07901-3233

Mortgage

Document Number	0145392943
Date	Mar 14, 2019
Book Page	014539/002943
Instrument	670328

Lender

Name	JP MORGAN CHASE BK
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 13, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Union County and Summit City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Union County
Municipality	Summit City
Unified School District	Summit City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$660,000 (+1%) Land $350,000 Building $310,000	$660,000 (+1%) Land $350,000 Building $310,000
2025	$26,826.00 (+2.64%)	$600,000 (-) Land $350,000 Building $250,000	$600,000 (-) Land $350,000 Building $250,000
2024	$26,136.00 (+1.7%)
2023		$600,000 Land $350,000 Building $250,000	$600,000 Land $350,000 Building $250,000
2022	$25,698.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (1999–2012)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Oct 2012 · Hurricane Sandy

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 65% of New Jersey
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 250

May also be available: T-Mobile.

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