Union County and Summit City property record for 40 Silver Lake Dr, Summit, NJ 07901
| Property Type | Single Family Home |
|---|---|
| Details | 3,436 sqft · built 1957 |
| Lot Size | 0.43 acres (18,731 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,300,000 (Aug 2020) |
| Tax Bill | $27,497 (2025) |
| Deeds & Mortgages | Aug 2020 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-05104-0000-00024 |
| Primary APN | 18-05104-0000-00024 |
|---|---|
| Alternative APNs |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 3,436 sqft Living Area |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Construction Type | Frame |
| Lot Area | 18,731 sqft (0.43 acres) |
| Garage Type | Attached |
| Old Parcel Number | 1800094I00021 |
|---|---|
| Street Address | 40 SILVER LAKE DR |
| City | SUMMIT |
| State | NJ |
| Zip | 07901-3252 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R15 |
| Legal Subdivision | WYNNWOOD |
| Legal Block | 5104 |
| Legal Lot Number | 24 |
| Jurisdiction | UNION NJ |
| Township / Civil Division | SUMMIT |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 37900 |
40 Silver Lake Dr is owned and occupied by two individuals who bought it in August 2020.
Source: Union County and Summit City records, as of August 14, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 40 SILVER LAKE DR, SUMMIT, NJ 07901-3252 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 21, 2020 · Amount on File |
| Deed Sale | Aug 21, 2020 · Amount on File |
| Prior Sale | Jan 17, 2013 · Amount on File |
| Deed Document Number | 2020327188 |
| Deed Book / Page | 6378 / 776 |
| Prior Transfer Date | Aug 14, 2007 |
| Prior Transfer Doc | 0056670042 |
| Record Updated | Sep 20, 2026 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | UNION NJ |
| Recording Date | Aug 21, 2020 |
| Property Address | 40 SILVER LAKE DR, SUMMIT, NJ 07901-3252 |
| Document Number | 0063780776 |
| Book / Page | 006378 / 000776 |
| Instrument Date | Jul 30, 2020 |
| Instrument | 327188 |
| Transaction Type | Transfer |
| Record Updated | Sep 29, 2020 |
| Title Company | STEWART TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $1,300.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 40 SILVER LAKE DR SUMMIT NJ 079013252, SUMMIT, NJ 07901-3252 |
The 2025 property tax bill for 40 Silver Lake Dr was $27,497, up 2.6% from the year before.
Source: Union County and Summit City assessment roll, as of July 8, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Union County |
| Municipality | Summit City |
| Unified School District | Summit City School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $615,000 (-) Land $409,000 Building $206,000 | $615,000 (-) Land $409,000 Building $206,000 | |
| 2025 | $27,497.00 (+2.64%) | $615,000 Land $409,000 Building $206,000 | $615,000 Land $409,000 Building $206,000 |
| 2024 | $26,789.00 | ||
| 2023 | $615,000 Land $409,000 Building $206,000 | $615,000 Land $409,000 Building $206,000 | |
| 2022 | $26,340.00 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 40 Silver Lake Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1999.
Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (1999–2012) |
| Claims Outside the SFHA | 2 of 3 |
| Most Recent Claim | Oct 2012 · Hurricane Sandy |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 40 Silver Lake Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 65% of New Jersey |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NJ AMERICAN WATER - SHORT HILLS private · serves 217,230 people · EPA ID NJ0712001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 383 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 250 |
May also be available: T-Mobile.
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