Beaufort County property record for 27 Schooner Ln, Bluffton, SC 29909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 3,077 sqft · built 2002 |
| Lot Size | 0.42 acres (18,295 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,050,000 (May 2025) |
| Tax Bill | $5,014 (2025) |
| Deeds & Mortgages | May 2025 Sale & Line of Credit Dec 2021 Sale + 3 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 08295533 |
| Primary APN | 08295533 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 3,077 sqft Living Area |
| 1st Floor Area | 3,077 sqft |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Exterior Material | Stucco |
| Construction Type | Wood |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 18,295 sqft (0.42 acres) |
| Garage Type | Attached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Patio Area | 300 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Street Address | 27 SCHOONER LN |
|---|---|
| City | BLUFFTON |
| State | SC |
| Zip | 29909-4306 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 4116 |
| Legal Description | LOT 36 RIVERBEND S/D BLK 100 B PB65 P141 PB77 P68 PB91 P21-26 PB101 P78-83 |
| Legal Subdivision | RIVERBEND BY SUNCITY |
| Legal Block | 100 |
| Legal Lot Number | 36 |
| Jurisdiction | BEAUFORT SC |
| Township / Civil Division | BLUFFTON |
| Census Block Group | 1 |
| Census Block | 1114 |
| Census Tract | 2202 |
27 Schooner Ln is owned and occupied by two individuals who bought it in May 2025.
Source: Beaufort County records, as of October 6, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 8, 2025 | Deed, Transfer · Line of Credit SOUTHSTATE BANK NA |
| Dec 7, 2021 | Warranty Deed, Transfer |
| Jan 12, 2021 | Correction Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Jan 12, 2021 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 8, 2025 · Amount on File |
| Deed Sale | May 8, 2025 · Amount on File |
| Prior Sale | Dec 7, 2021 · Amount on File |
| Deed Document Number | 202521021 |
| Deed Book / Page | 4429 / 362 |
| Prior Transfer Date | Dec 15, 2020 |
| Prior Transfer Doc | 0000002708 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | May 8, 2025 |
| Property Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000021021 |
| Book / Page | 4429 / 362 |
| Map Reference | MB 77 PG 68 |
| Instrument Date | Apr 25, 2025 |
| Instrument | 2025021021 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,730.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000021022 |
|---|---|
| Date | May 8, 2025 |
| Instrument | 2025021022 |
| Name | SOUTHSTATE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | May 1, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.12% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | May 1, 2032 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 8.12% |
| Index | 1-Year CMT |
| Max Rate | 12.1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Dec 7, 2021 |
| Property Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000084379 |
| Book / Page | 4091 / 2201 |
| Map Reference | MB 77 PG 68 |
| Instrument Date | Nov 23, 2021 |
| Instrument | 2021084379 |
| Transaction Type | Transfer |
| Record Updated | Mar 12, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $2,379.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 12, 2021 |
| Property Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000002707 |
| Book / Page | 003958 / 001173 |
| Instrument Date | Jan 12, 2021 |
| Instrument | 2707 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 27 SCHOONER LN BLUFFTON SC 299094306, BLUFFTON, SC 29909-4306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 12, 2021 |
| Property Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000002709 |
| Book / Page | 003958 / 001180 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2709 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 27 SCHOONER LN BLUFFTON SC 299094306, BLUFFTON, SC 29909-4306 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BEAUFORT SC |
| Recording Date | Jan 12, 2021 |
| Property Address | 27 SCHOONER LN, BLUFFTON, SC 29909-4306 |
| Document Number | 0000002708 |
| Book / Page | 003958 / 001177 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2708 |
| Transaction Type | Transfer |
| Record Updated | Feb 1, 2021 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 SCHOONER LN BLUFFTON SC 299094306, BLUFFTON, SC 29909-4306 |
The 2025 property tax bill for 27 Schooner Ln was $5,014, down 0.1% from the year before.
Source: Beaufort County assessment roll, as of March 12, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Beaufort County |
| Unified School District | Beaufort County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,014.00 (-0.08%) | $42,090 (-2.37%) | |
| 2024 | $5,018.00 | $43,112 (-) Land $19,800 Building $23,312 | $1,077,800 (-) Land $495,000 Building $582,800 |
| 2023 | $5,018.00 (+3.96%) | $43,112 (+17.79%) Land $19,800 Building $23,312 | $1,077,800 (+17.79%) Land $495,000 Building $582,800 |
| 2022 | $4,827.00 | $36,600 Land $18,000 Building $18,600 | $915,000 Land $450,000 Building $465,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 27 Schooner Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective March 23, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 985 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 985 in force |
| Nearby Flood Claims | 23 (2009–2022) |
| Claims Outside the SFHA | 3 of 23 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 27 Schooner Ln is low, with a 0.04% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · lower than 93% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BJW&SA serves 164,829 people · EPA ID SC0720003 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Haloacetic acids resolved · Oct 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 99 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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