Miami County property record for 27 S Main St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,345 sqft · built 1920 |
| Lot Size | 0.12 acres (5,227 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $57,000 (May 2023) |
| Tax Bill | $989 (2025) |
| Deeds & Mortgages | May 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-000135 |
| Primary APN | H19-000135 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,345 sqft Living Area |
| 1st Floor Area | 1,986 sqft |
| Upper Floors Area | 352 sqft |
| Basement Area | 320 sqft |
| Unfinished Basement | 320 sqft |
| Family Room | Family Room |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 5,227 sqft (0.12 acres) |
| Lot Dimensions | 82 ft deep x 63 ft wide |
| Porch | Slab |
| Porch Area | 90 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 27 S MAIN ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL 9 62.5 SE COR |
| Legal Subdivision | VILLAGE OF COVINGTON |
| Legal Lot Number | 9 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 325000 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 S MAIN ST, COVINGTON, OH 45318-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 25, 2023 · Amount on Record |
| Deed Sale | May 25, 2023 · Amount on Record |
| Deed Document Number | 20235520 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MIAMI OH |
| Recording Date | May 25, 2023 |
| Property Address | 27 S MAIN ST, COVINGTON, OH 45318-1319 |
| Document Number | 0000005520 |
| Map Reference | VOL 11 PG 152 |
| Instrument Date | May 23, 2023 |
| Instrument | 2023OR-05520 |
| Transaction Type | Transfer |
| Record Updated | Jun 13, 2023 |
| Title Company | NOT AVAILABLE, PK TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 S MAIN ST, COVINGTON, OH 45318-1319 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $989.00 (+11.88%) Homeowner's exemption | $31,050 (+38.12%) Land $8,580 Building $22,470 | $88,700 (+38.16%) Land $24,500 Building $64,200 |
| 2024 | $884.00 (+6.63%) Homeowner's exemption | $22,480 (-) Land $9,280 Building $13,200 | |
| 2023 | $829.00 (-3.49%) | $22,480 (-) Land $9,280 Building $13,200 | $64,200 (-) Land $26,500 Building $37,700 |
| 2022 | $859.00 | $22,480 Land $9,280 Building $13,200 | $64,200 Land $26,500 Building $37,700 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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