Miami County property record for 1 S Main St, Covington, OH 45318
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 896 sqft · built 1920 |
| Lot Size | 0.22 acres (9,583 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $32,500 (Nov 2012) |
| Tax Bill | $451 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | H19-000110 |
| Primary APN | H19-000110 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 896 sqft Living Area |
| 1st Floor Area | 1,792 sqft |
| Basement Area | 448 sqft |
| Unfinished Basement | 448 sqft |
| Year Built | Built 1920 |
|---|---|
| Effective Year Built | Effective 1920 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 9,583 sqft (0.22 acres) |
| Lot Dimensions | 132 ft deep x 73 ft wide |
| Garage Type | Detached |
| Garage Area | 576 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 192 sqft |
| Deck Area | 84 sqft |
| Patio Area | 284 sqft |
| Canopy | 200 sqft |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Connected |
| Street Address | 1 S MAIN ST |
|---|---|
| City | COVINGTON |
| State | OH |
| Zip | 45318-1319 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | IL-7 72.5' |
| Legal Subdivision | VILLAGE/COVINGTON |
| Legal Lot Number | 7 |
| Jurisdiction | MIAMI OH |
| Township / Civil Division | NEWBERRY |
| Census Block Group | 2 |
| Census Block | 2018 |
| Census Tract | 325000 |
Source: Miami County records, as of July 28, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1 S MAIN ST, COVINGTON, OH 45318-1319 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 14, 2012 · Amount on Record |
| Deed Sale | Nov 14, 2012 · Amount on Record |
| Prior Sale | Feb 1, 1984 · Amount on Record |
| Deed Document Number | 20122012OR-15826 |
| Deed Book / Page | 318 / 936 |
| Last Transfer Date | Jan 22, 2025 |
| Transfer Doc | 0000001324 |
| Record Updated | Sep 20, 2026 |
Source: Miami County assessment roll, as of March 6, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Miami County |
| County Subdivision | Newberry Township |
| Municipality | Covington Village |
| Unified School District | Covington Exempted Village School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $451.00 (-35.29%) Homeowner's exemption | $36,480 (+29.27%) Land $11,730 Building $24,750 | $104,200 (+29.28%) Land $33,500 Building $70,700 |
| 2024 | $697.00 (-31.53%) Homeowner's exemption | $28,220 (-) Land $12,710 Building $15,510 | |
| 2023 | $1,018.00 (-3.42%) Homeowner's exemption | $28,220 (-) Land $12,710 Building $15,510 | $80,600 (-) Land $36,300 Building $44,300 |
| 2022 | $1,054.00 Homeowner's exemption | $28,220 Land $12,710 Building $15,510 | $80,600 Land $36,300 Building $44,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 5 (1978–2017) |
| Claims Outside the SFHA | 4 of 5 |
| Most Recent Claim | Nov 2017 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | COVINGTON VILLAGE PWS serves 2,718 people · EPA ID OH5500112 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber · DSL in parts of the area | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Watch TV Fixed Wireless | 400 / 40 |
| Verizon Fixed Wireless | 300 / 20 |
5G (outdoors only) and 4G LTE
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