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115 S Main St, Covington, OH 45318 Property Records

Miami County property record for 115 S Main St, Covington, OH 45318

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 966 sqft · built 1949
Lot Size0.2 acres (8,712 sqft)
Owner2 Company Names on File
Last Sale$41,000 (Dec 1990)
Tax Bill$614 (2025)
Deeds & MortgagesJan 2022 Transfer
Flood ZoneZone X (minimal risk)
APNH19-000150

Property Details

APN / Parcel Number

Primary APNH19-000150
Alternative APNs
  • 080530.4-05-008-00
  • H19SH004 03100

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area966 sqft Living Area
1st Floor Area1,932 sqft
Basement Area966 sqft
Unfinished Basement966 sqft

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Lot Area8,712 sqft (0.2 acres)
Lot Dimensions132 ft deep x 65 ft wide

Exterior Amenities

PorchSlab
Porch Area156 sqft
Deck Area64 sqft
Patio Area64 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address115 S MAIN ST
CityCOVINGTON
StateOH
Zip45318-1321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIN LOT 10 41 S PT IN LOT 11 23.5 N PT
Legal SubdivisionCOVINGTON1
Legal Lot Number10
JurisdictionMIAMI OH
Township / Civil DivisionNEWBERRY
Census Block Group2
Census Block2018
Census Tract325000

Owner

115 S Main St is owned by a company that acquired it in February 2024 and is owner-occupied.

Source: Miami County records, as of July 28, 2026

Owner of Record2 Company Names on File
Mailing Address115 S MAIN ST, COVINGTON, OH 45318-1321
OccupancyOwner Occupied
Owner TypeCompany
VestingLife Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleDec 26, 1990 · Amount on File
Deed SaleDec 26, 1990 · Amount on File
Last Transfer DateFeb 1, 2024
Transfer Doc0000009092
Record UpdatedSep 20, 2026

January 2022: Affidavit of Death of Joint Tenant, Transfer

Document TypeAffidavit of Death of Joint Tenant
JurisdictionMIAMI OH
Recording DateJan 31, 2022
Property Address115 S MAIN ST, COVINGTON, OH 45318-1321
Document Number0000001664
Instrument DateJan 26, 2022
Instrument2022OR-01664
Transaction TypeTransfer
Record UpdatedFeb 18, 2022

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address115 S MAIN ST, COVINGTON, OH 45318-1321

Tax Assessment & Valuation

The 2025 property tax bill for 115 S Main St was $614 with a homeowner's exemption, down 31.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionNewberry Township
MunicipalityCovington Village
Unified School DistrictCovington Exempted Village School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$614.00 (-31.93%) Homeowner's exemption$41,870 (+24.32%) Land $11,030 Building $30,840$119,600 Land $31,500 Building $88,100
2024$902.00 (+1.23%) Homeowner's exemption$33,680 (-) Land $11,940 Building $21,740
2023$891.00 (-4.91%) Homeowner's exemption$33,680 (-) Land $11,940 Building $21,740$96,200 (-) Land $34,100 Building $62,100
2022$937.00 Homeowner's exemption$33,680 Land $11,940 Building $21,740$96,200 Land $34,100 Building $62,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 115 S Main St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims5 (1978–2017)
Claims Outside the SFHA4 of 5
Most Recent ClaimNov 2017 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 115 S Main St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 74% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCOVINGTON VILLAGE PWS
serves 2,718 people · EPA ID OH5500112
Water SourceGroundwater
Last State InspectionAug 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 532 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Windstream
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Watch TV
Fixed Wireless		400 / 40
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on S Main St

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