Wakulla County property record for 27 River Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 756 sqft · built 1945 |
| Lot Size | 0.371 acres (16,161 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $78,500 (Oct 2013) |
| Tax Bill | $921 (2025) |
| Deeds & Mortgages | Nov 2017 Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03809-003 |
| Primary APN | 03-6S-02W-036-03809-003 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 756 sqft Heated Area |
| Gross Area | 826 sqft |
| Interior Walls | Plywood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 2004 |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asbestos |
| Lot Area | 16,161 sqft (0.371 acres) |
| Lot Dimensions | 195 ft deep x 83 ft wide |
| Porch | Finished/Screened Porch |
|---|---|
| Porch Area | 50 sqft |
| Deck Area | 20 sqft |
| Patio Area | 100 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 27 RIVER DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2527 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND SUB BLOCK C LOT 3 OR 52 P 325 OR 285 P 365 OR 486 P 671 OR 593 P 887 OR 799 P 820 OR 881 P 445 OR 925 P 28 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND SUB |
| Legal Block | C |
| Legal Lot Number | 3 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2036 |
| Census Tract | 10102 |
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 27 RIVER DR, PANACEA, FL 32346-2527 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 19, 2013 · Amount on Record |
| Deed Sale | Oct 19, 2013 · Amount on Record |
| Prior Sale | Jul 15, 2009 · Amount on Record |
| Deed Document Number | 0000092528 |
| Deed Book / Page | 925 / 28 |
| Last Transfer Date | Oct 25, 2013 |
| Transfer Doc | 0000318419 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKULLA FL |
| Property Address | 27 RIVER DR, PANACEA, FL 32346-2527 |
| Document Number | 0000354634 |
| Book / Page | 001056 / 000136 |
| Instrument Date | Nov 30, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 27 RIVER DR PANACEA FL 323462527, PANACEA, FL 32346-2527 |
| Document Number | 0000354634 |
|---|---|
| Date | Dec 6, 2017 |
| Book Page | 001056/000136 |
| Instrument | 354634 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 5, 2047 |
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $921.00 (+4.42%) Homeowner's exemption | $70,369 (+2.9%) | $87,297 (+13.1%) Land $20,000 Building $67,297 |
| 2024 | $882.00 (+0.92%) Homeowner's exemption | $68,386 (+3%) | $77,188 (-3.36%) Land $20,000 Building $57,188 |
| 2023 | $874.00 (+12.2%) Homeowner's exemption | $66,394 (+3.28%) | $79,868 (-1.77%) Land $22,000 Building $57,868 |
| 2022 | $779.00 Homeowner's exemption | $64,287 | $81,306 Land $12,000 Building $69,306 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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