Wakulla County property record for 14 River Dr, Panacea, FL 32346
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,602 sqft · built 1983 |
| Lot Size | 0.457 acres (19,907 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $5,899 (2025) |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03827-000 |
| Primary APN | 03-6S-02W-036-03827-000 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,602 sqft Heated Area |
| Gross Area | 3,099 sqft |
| Interior Walls | Wallboard/Drywall |
| Elevator | Elevator |
| Year Built | Built 1983 |
|---|---|
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 19,907 sqft (0.457 acres) |
| Lot Dimensions | 266 ft deep x 75 ft wide |
| Driveway | Driveway |
| Driveway Area | 140 sqft |
| Porch | Enclosed Porch |
|---|---|
| Porch Area | 733 sqft |
| Patio Area | 1,036 sqft |
| Utility Building | 288 sqft |
| Boat Access | Boat Access |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 14 RIVER DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND BLOCK D LOTS 5 & 6 OR 14 P 247 OR 280 P 500 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND |
| Legal Block | D |
| Legal Lot Number | 5,6 6 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10102 |
14 River Dr is owned by an individual who acquired it in July 1996.
Source: Wakulla County records, as of January 19, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 286 ARRAN RD, CRAWFORDVILLE, FL 32327-1900 |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 15, 1996 |
| Deed Sale | Jul 15, 1996 |
| Deed Document Number | 0000280500 |
| Record Updated | Jun 8, 2026 |
The 2025 property tax bill for 14 River Dr was $5,899, up 8% from the year before.
Source: Wakulla County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,899.00 (+8.04%) | $406,273 (+6.06%) Land $217,500 Building $188,773 | $406,273 (+6.06%) Land $217,500 Building $188,773 |
| 2024 | $5,460.00 (-4.66%) | $383,072 (-19.82%) Land $217,500 Building $165,572 | $383,072 (-19.82%) Land $217,500 Building $165,572 |
| 2023 | $5,727.00 (+17.02%) | $477,781 (+30.69%) Land $217,500 Building $260,281 | $477,781 (+30.69%) Land $217,500 Building $260,281 |
| 2022 | $4,894.00 | $365,581 Land $120,000 Building $245,581 | $365,581 Land $120,000 Building $245,581 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 14 River Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective July 21, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 73 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured incl. 28 condo units |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018 · Hurricane Michael |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 14 River Dr is moderate, ranking above 67% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PANACEA AREA WATER SYSTEM serves 3,020 people · EPA ID FL1650514 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 6 ppb (2024) action level 15 ppb |
| Water Quality | E. coli resolved · Apr 2021 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
5G (outdoors only) and 4G LTE
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