Wakulla County property record for 42 River Dr, Panacea, FL 32346 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,178 sqft · built 2020 |
| Lot Size | 0.419 acres (18,295 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,100,000 (Jan 2025) |
| Tax Bill | $9,378 (2025) |
| Deeds & Mortgages | Nov 2018 Mortgage Sep 2019 Loan Modification + 1 more |
| Flood Zone | Zone VE (high risk) |
| APN | 03-6S-02W-036-03830-000 |
| Primary APN | 03-6S-02W-036-03830-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 2,178 sqft Heated Area |
| Gross Area | 7,123 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Exterior Material | Concrete Block |
| Construction Type | Frame |
| Foundation Type | Pile |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 18,295 sqft (0.419 acres) |
| Lot Dimensions | 229 ft deep x 80 ft wide |
| Garage Type | Mixed |
| Garage Area | 272 sqft |
| Carport | Carport |
| Carport Area | 2,880 sqft |
| Driveway | Driveway |
| Driveway Area | 480 sqft |
| RV Parking | RV Parking |
| Porch | Open Porch |
|---|---|
| Porch Area | 548 sqft |
| Deck Area | 367 sqft |
| Patio Area | 480 sqft |
| Fence | Fence |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Street Address | 42 RIVER DR |
|---|---|
| City | PANACEA |
| State | FL |
| Zip | 32346-2524 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | RIVER BEND SUB BLOCK D LOTS 10 & 11 & 7 FT OF LOT 9 OR 4 P 765 OR 184 P 357 OR 184 P 360 OR 252 P 537 OR 417 P 705 OR 786 P 4 |
| Legal Range | 02W |
| Legal Township | 06S |
| Legal Section | 03 |
| Legal Subdivision | RIVER BEND SUB |
| Legal Block | D |
| Legal Lot Number | 7,9-11 11 |
| Jurisdiction | WAKULLA FL |
| Township / Civil Division | WEST WAKULLA |
| Census Block Group | 2 |
| Census Block | 2028 |
| Census Tract | 10102 |
Source: Wakulla County records · APN 03-6S-02W-036-03830-000
Assessment roll updated July 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 662 SCOTLAND RD, HAVANA, FL 32333-4446 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 28, 2018 | Deed of Trust, Mortgage · SBA Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Sep 16, 2019 | Loan Modification, Mortgage US SMALL BUSINESS ADMINISTRATI |
| Aug 07, 2018 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jan 03, 2025 · Amount on Record |
| Deed Sale | Jan 03, 2025 · Amount on Record |
| Prior Sale | Aug 07, 2018 |
| Deed Document Number | 437175 |
| Deed Book / Page | 1392 / 401 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WAKULLA FL |
| Property Address | 42 RIVER DR, PANACEA, FL 32346-2524 |
| Transaction Type | Mortgage |
| Record Updated | May 06, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0000364155 |
|---|---|
| Date | Nov 28, 2018 |
| Book Page | 1093/0070 |
| Instrument | 364155 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | BIRMINGHAM, AL 35211 |
| Type | SBA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 15, 2048 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | WAKULLA FL |
| Property Address | 42 RIVER DR, PANACEA, FL 32346-2524 |
| Document Number | 0000372539 |
| Instrument Date | Sep 16, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Sep 25, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 42 RIVER DR PANACEA FL 323462524, PANACEA, FL 32346-2524 |
| Document Number | 0000372539 |
|---|---|
| Date | Sep 16, 2019 |
| Book Page | 001124/000302 |
| Instrument | 372539 |
| Name | US SMALL BUSINESS ADMINISTRATI |
|---|---|
| Address | BIRMINGHAM, AL 35203 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Sep 15, 2049 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | WAKULLA FL |
| Recording Date | Aug 07, 2018 |
| Property Address | 42 RIVER DR, PANACEA, FL 32346-2524 |
| Document Number | 0000361359 |
| Book / Page | 001081 / 000880 |
| Instrument Date | Dec 08, 2017 |
| Instrument | 361359 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 42 RIVER DR PANACEA FL 323462524, PANACEA, FL 32346-2524 |
Source: Wakulla County records · Assessment roll updated July 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Wakulla County |
| Unified School District | Wakulla County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,378.00 (+3.62%) Homeowner's exemption | $707,142 (+2.9%) | $976,117 (+11.87%) Land $217,500 Building $758,617 |
| 2024 | $9,050.00 (-0.22%) Homeowner's exemption | $687,213 (+3%) | $872,519 (-28.4%) Land $217,500 Building $655,019 |
| 2023 | $9,070.00 (+18.28%) Homeowner's exemption | $667,197 (+16.91%) | $1,218,542 (+20.65%) Land $217,500 Building $1,001,042 |
| 2022 | $7,668.00 Homeowner's exemption | $570,684 | $1,009,953 Land $120,000 Building $889,953 |
Source: FEMA National Flood Hazard Layer, Wakulla County (12129C), updated July 21, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121290101022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone VE coastal, wave action |
|---|---|
| Special Flood Hazard Area | Yes |
| Flood Hazard | High |
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 19.0 ft |
| Coastal | Yes |
| Flood Insurance Requirement | Required (federally backed mortgages) |
| Flood Insurance Cost | Premium on Record median of 73 individual NFIP policies nearby |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 101 units insured 28 under condo master policies |
| Nearby Flood Claims | 15 (2005–2018) |
| Most Recent Claim | Oct 2018, Hurricane Michael |
| Claims By Storm |
|
| Wildfire Risk | Moderate above 68% of the US · above 47% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 422 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 42 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 1,200 / 35 |
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