19 Orange Dr, Key Largo, FL 33037 Property Records

Monroe County property record for 19 Orange Dr, Key Largo, FL 33037

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 792 sqft · built 1984
Lot Size	0.066 acres (2,909 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Sep 2019)
Tax Bill	$2,092 (2024)
Deeds & Mortgages	Dec 2021 Mortgage Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`00527800-000000`

Property Details

APN / Parcel Number

Primary APN	`00527800-000000`
Alternative APNs	`28613900527800000000` `1647047`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	792 sqft Living Area
1st Floor Area	792 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2010
Exterior Material	Other
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable/Hip
Roof Material	Shingle
Lot Area	2,909 sqft (0.066 acres)
Patio Area	16 sqft
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	1647047
Old Parcel Number	28613900527800000000
Street Address	19 ORANGE DR
City	KEY LARGO
State	FL
Zip	33037-2571
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BK 20 LT 21 AMD PLAT OF PB3-62 KEY LARGO PARK KEY LARGO OR246-385 OR840-1440/41 OR869-146 OR884-2121 OR929-956 OR1079-1741
Legal Range	39E
Legal Township	61S
Legal Section	28
Legal Subdivision	KEY LARGO PARK AMD
Legal Block	20
Legal Lot Number	21
Jurisdiction	MONROE FL
Township / Civil Division	UPPER KEYS
Census Block Group	1
Census Block	1004
Census Tract	970500

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Listed Area	Within John Pennekamp Coral Reef State Park and Reserve listed 1972 · 10 contributing resources · NRIS 72000340

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

19 Orange Dr is owned and occupied by an individual who bought it in September 2019.

Source: Monroe County records, as of December 5, 2025

Owner of Record	Individual Name on File
Mailing Address	PO BOX 372542, KEY LARGO, FL 33037-7542
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 16, 2021	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Apr 20, 2021	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LOANS LLC
Sep 23, 2019	Warranty Deed, Transfer · FHA Mortgage EAST COAST MORTGAGE LENDERS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 23, 2019 · Amount on File
Deed Sale	Sep 23, 2019 · Amount on File
Prior Sale	Jun 3, 1993 · Amount on File
Deed Document Number	2237648
Deed Book / Page	2985 / 2152
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	19 ORANGE DR, KEY LARGO, FL 33037-2571
Transaction Type	Mortgage
Record Updated	Jan 3, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0031431451
Date	Dec 16, 2021
Book Page	3143/1451
Instrument	2353178

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	19 ORANGE DR, KEY LARGO, FL 33037-2571
Transaction Type	Mortgage
Record Updated	May 12, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0030910222
Date	Apr 20, 2021
Book Page	3091/222
Instrument	2315246

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 23, 2019
Property Address	19 ORANGE DR, KEY LARGO, FL 33037-2571
Document Number	0029852152
Book / Page	2985 / 2152
Map Reference	MB 3 PG 62
Instrument Date	Sep 20, 2019
Instrument	2237648
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	COASTAL TTL & CLOSING SVCS I

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1580 FLAMINGO CT, 1580, HOMESTEAD, FL 33035-1025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19 ORANGE DR, KEY LARGO, FL 33037-2571

Mortgage

Document Number	0029852158
Date	Sep 23, 2019
Instrument	2985-2158

Lender

Name	EAST COAST MORTGAGE LENDERS INC
Type	Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$232,566	$368,139 Land $213,750 Building $154,389
2024	$2,092.00 (+6.68%)
2023	$1,961.00 (+5.66%) Homeowner's exemption	$219,430 (+3%)	$342,946 (-0.43%) Land $202,500 Building $140,446
2022	$1,856.00 Homeowner's exemption	$213,039	$344,440 Land $202,500 Building $141,940

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 19 Orange Dr in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 177 individual policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	204 units insured incl. 27 condo units
Nearby Flood Claims	50 (1984–2025)
Claims Outside the SFHA	8 of 50
Most Recent Claim	Jun 2025 · rainfall accumulation
Claims by Event	Hurricane Irma, Sep 2017 · 8 claims Hurricane Wilma, Oct 2005 · 20 claims Hurricane Georges, Sep 1998 · 9 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19 Orange Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 222 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: Hotwire Communications.

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