Walton County property record for 27 Oak Trees Ln E, Freeport, FL 32439 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3.5 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,740 sqft Living Area |
| Lot Size | 10,629 sqft (0.244 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $612,000 (2026) |
| Tax Bill | $4,308.00 (2025) |
| Primary APN | 18-1S-19-23101-000-0020 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Partial Baths | 1 Partial Baths |
| Building Area | 2,740 sqft Living Area |
| Gross Area | 3,606 sqft Gross Area |
| 1st Floor | 2,740 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Exterior Material | Concrete Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 10,629 sqft (0.244 acres) |
| Depth X Width | 135 ft x 70 ft Depth x Width |
| Garage Type | Attached Garage |
| Garage Area | 626 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 27 OAK TREES LN E |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 2 HAMMOCK OAKS ESTS PH 2 PB 24-20 OR 3235-2907 OR 3268-531 OR 3338-2197 OR 3342-3374 |
| Legal Subdivision | HAMMOCK OAKS EST |
| Legal Lot Number | 2 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2058 |
| Census Tract | 950502 |
Source: Walton County records · APN 18-1S-19-23101-000-0020
Assessment roll updated December 3, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 18, 2026 | Warranty Deed, Transfer · Conventional Mortgage UNIMORTGAGE LLC |
| Aug 26, 2025 | Deed of Trust, Mortgage · Line of Credit BETTER MORTGAGE CORPORATION |
| Oct 09, 2024 | Warranty Deed, Transfer · Conventional Mortgage CHAMPIONS FUNDING LLC |
| Nov 22, 2024 | Correction Deed EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Sep 28, 2022 | Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage DHI MORTGAGE COMPANY LTD |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Oct 09, 2024 · Amount on Record |
| Deed Doc Number | 202625152 |
| Deed Book / Page | 3402 / 3344 |
| Prior Transfer Date | Oct 04, 2024 |
| Prior Transfer Doc | 0033423374 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Jun 18, 2026 |
| Property Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0000025152 |
| Book / Page | 3402 / 3344 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202625152 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2026 |
| Title Company | SETCO SERVICES LLC, SETCO SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $432,684.00 |
| Amount Accuracy | Calculated from Tax (Full/Partial Unknown) |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0000025153, |
|---|---|
| Date | Jun 18, 2026 |
| Book Page | 3402/3346 |
| Instrument | 202625153 |
| Name | UNIMORTGAGE LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WALTON FL |
| Property Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Transaction Type | Mortgage |
| Record Updated | Dec 18, 2025 |
| Title Company | MORTGAGE CONNECT |
| Name | Verified Name |
|---|---|
| Address | 27 OAK TREE LANE, FREEPORT, FL 32439-3511 |
| Document Number | 0033684407 |
|---|---|
| Date | Aug 26, 2025 |
| Book Page | 3368/4407 |
| Instrument | 20250030497 |
| Name | BETTER MORTGAGE CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | NEW YORK, NY 10007 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2055 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Oct 09, 2024 |
| Property Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0033382197 |
| Book / Page | 3338 / 2197 |
| Map Reference | MB 24 PG 20 |
| Instrument Date | Oct 04, 2024 |
| Instrument | 20240035422 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,605.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4745 ROSEMARY ST, CALLAWAY, FL 32404-1228 |
| Name | Verified Name |
|---|---|
| Address | 402 SHORELINE DR, FREEPORT, FL 32439-3633 |
| Document Number | 0033382199 |
|---|---|
| Date | Oct 09, 2024 |
| Instrument | 3338/2199 |
| Name | CHAMPIONS FUNDING LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2054 |
| Document Type | Correction Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Nov 22, 2024 |
| Property Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0033423374 |
| Book / Page | 3342 / 3374 |
| Map Reference | MB 24 PG 20-25 |
| Instrument Date | Oct 04, 2024 |
| Instrument | 20240040890 |
| Record Updated | Dec 18, 2025 |
| Title Company | EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Name | Verified Name |
|---|---|
| Address | 4745 ROSEMARY ST # 3, 3, CALLAWAY, FL 32404-1228 |
| Name | Verified Name |
|---|---|
| Address | 402 SHORELINE DR, FREEPORT, FL 32439-3633 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 28, 2022 |
| Property Address | 27 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0032680531 |
| Book / Page | 3268 / 531 |
| Map Reference | MB 24 PG 20-25 |
| Instrument Date | Sep 23, 2022 |
| Instrument | 20220043175 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,801.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 27 OAK TREE LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0003268532 |
|---|---|
| Date | Sep 28, 2022 |
| Instrument | 3268/532 |
| Name | DHI MORTGAGE COMPANY LTD |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2052 |
Source: Walton County records · Assessment roll updated December 3, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,308.00 (-21.87%) | $379,821 (-8.67%) | $405,575 (-2.47%) Land $44,000 Building $361,575 |
| 2024 | $5,514.00 (-10.98%) | $415,863 (-11.34%) Land $44,000 Building $371,863 | $415,863 (-11.34%) Land $44,000 Building $371,863 |
| 2023 | $6,194.00 (+22,021.43%) | $469,030 (+21,238.94%) Land $44,000 Building $425,030 | $469,030 (+21,238.94%) Land $44,000 Building $425,030 |
| 2022 | $28.00 | $2,198 Land $2,198 | $2,198 Land $2,198 |
27 Oak Trees Ln E is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard (unshaded X) |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)
| Wildfire Risk to Homes | Moderate 63rd percentile of exposed land nationally · 39th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 641 per year |
| Exposure | Direct burnable vegetation at the parcel |
Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.
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