Walton County property record for 20 Oak Trees Ln E, Freeport, FL 32439 · Last verified December 2025
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 4 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2022 |
| Square Footage | 2,809 sqft Living Area |
| Lot Size | 14,549 sqft (0.333 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $500,000 (2024) |
| Tax Bill | $5,094.00 (2024) |
| Primary APN | 18-1S-19-23101-000-0440 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 2,809 sqft Living Area |
| Gross Area | 3,168 sqft Gross Area |
| Stories | 1 Stories |
| Primary Flooring | Hardwood Flooring |
| Interior Structure | Custom/Decorative Interior Structure |
| Year Built | Built 2022 |
|---|---|
| Exterior Material | Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,549 sqft (0.333 acres) |
| Depth X Width | 15.5 ft x 11.2 ft Depth x Width |
| Fence | Fence |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air Heating |
| Street Address | 20 OAK TREES LN E |
|---|---|
| City | FREEPORT |
| State | FL |
| Zip | 32439-2933 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 44 HAMMOCK OAKS ESTS PH 2 PB 24-20 OR 3235-2907 OR 3267-4236 OR 3317-1222 |
| Legal Subdivision | HAMMOCK OAKS ESTATES PH I |
| Legal Phase | 2 |
| Legal Lot Number | 44 |
| Jurisdiction | WALTON FL |
| Minor Civil Division | FREEPORT |
| Census Blockgroup | 2 |
| Census Block | 2059 |
| Census Tract | 950502 |
Source: Walton County records · APN 18-1S-19-23101-000-0440
Assessment roll updated July 1, 2025 · Last verified December 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 20 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Mar 01, 2024 | Warranty Deed, Transfer · Conventional Mortgage TRIDENT HOME LOANS LLC |
| Sep 27, 2022 | Special Warranty Deed, Subdivision Related Transfer DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 01, 2024 · Amount on Record |
| Deed Sale | Mar 01, 2024 · Amount on Record |
| Prior Sale | Sep 27, 2022 · Amount on Record |
| Deed Doc Number | 0033171222 |
| Deed Book / Page | 3317 / 1222 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Mar 01, 2024 |
| Property Address | 20 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0033171222 |
| Book / Page | 3317 / 1222 |
| Map Reference | MB 24 PGS 20 THROUGH |
| Instrument Date | Mar 01, 2024 |
| Instrument | 20240007432 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | UNKNOWN, BRANDI CULHANE WAYPOINT TTL |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,500.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | IS 120 JRS WAY, SANTA ROSA BEACH, FL 32459 |
| Name | Verified Name |
|---|---|
| Address | IS 20 E OAK TREES LANE, FREEPORT, FL 32439 |
| Document Number | 20240007433 |
|---|---|
| Date | Mar 01, 2024 |
| Instrument | 20240007433 |
| Name | TRIDENT HOME LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 01, 2054 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | WALTON FL |
| Recording Date | Sep 27, 2022 |
| Property Address | 20 OAK TREES LN E, FREEPORT, FL 32439-2933 |
| Document Number | 0032674236 |
| Book / Page | 3267 / 4236 |
| Map Reference | MB 24 PG 20-25 |
| Instrument Date | Sep 19, 2022 |
| Instrument | 20220042878 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC |
| Amount | Amount Recorded |
|---|---|
| Tax | $3,289.30 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820 |
| Name | Verified Name |
|---|---|
| Address | 120 JRS WAY, SANTA ROSA BEACH, FL 32459-0636 |
Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Walton County |
| Municipality | Freeport City |
| Unified School District | Walton County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $373,805 (-13.48%) Land $44,000 Building $329,805 | $373,805 (-13.48%) Land $44,000 Building $329,805 | |
| 2024 | $5,094.00 (-10.8%) | ||
| 2023 | $5,711.00 (+20,296.43%) | $432,020 (+19,555.14%) Land $44,000 Building $388,020 | $432,020 (+19,555.14%) Land $44,000 Building $388,020 |
| 2022 | $28.00 | $2,198 Land $2,198 | $2,198 Land $2,198 |
20 Oak Trees Ln E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).
Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Moderate 63rd percentile of exposed land nationally · 39th in Florida |
|---|---|
| Wildfire Likelihood | Moderate — about 1 in 641 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures