78 Oak Trees Ln E, Freeport, FL 32439 Property Records

Walton County property record for 78 Oak Trees Ln E, Freeport, FL 32439 · Last verified December 2025

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	4 Beds
Bathrooms	3 Baths
Year Built	Built 2022
Square Footage	3,023 sqft Living Area
Lot Size	13,155 sqft (0.301 acres)
Occupancy	Owner Occupied
Last Sale	$548,680 (2022)
Tax Bill	$5,719.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`18-1S-19-23101-000-0460`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	3,023 sqft Living Area
Gross Area	3,804 sqft Gross Area
Stories	1 Stories
Primary Flooring	Hardwood Flooring
Interior Structure	Custom/Decorative Interior Structure

Exterior

Year Built	Built 2022
Exterior Material	Fiber Cement Siding (Hardi-Board/Hardi-Plank) Exterior
Roof Construction	Gable/Hip Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	13,155 sqft (0.301 acres)
Depth X Width	15.5 ft x 7 ft Depth x Width
Fence	Fence

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Forced Air Heating

Location & Zoning

Street Address	78 OAK TREES LN E
City	FREEPORT
State	FL
Zip	32439-2933
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	LOT 46 HAMMOCK OAKS ESTATES PH II PB 24-20 OR 3235-2907
Legal Subdivision	HAMMOCK OAKS ESTATES PH I
Legal Phase	2
Legal Lot Number	46
Jurisdiction	WALTON FL
Minor Civil Division	FREEPORT
Census Blockgroup	2
Census Block	2059
Census Tract	950502

Owner

Source: Walton County records · APN 18-1S-19-23101-000-0460

Assessment roll updated July 1, 2025 · Last verified December 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	78 OAK TREES LN E, FREEPORT, FL 32439-2933
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Aug 04, 2022 · Amount on Record
Deed Sale	Aug 04, 2022 · Amount on Record
Deed Doc Number	20220035788
Deed Book / Page	3262 / 1975
Record Refreshed	Jun 08, 2026

August 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Aug 04, 2022
Property Address	78 OAK TREES LN E, FREEPORT, FL 32439-2933
Document Number	0032621975
Book / Page	3262 / 1975
Map Reference	MB 24 PG 20-25
Instrument Date	Jul 29, 2022
Instrument	20220035788
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 18, 2025
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$3,840.90
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14251 PANAMA CITY BEACH PKWY, PANAMA CITY BEACH, FL 32413-2820

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenant/Joint Tenant w/ Right Of Survivorship
Address	78 OAKTREE BLVD, FREEPORT, FL 32439-3511

Mortgage

Document Number	0032621980
Date	Aug 04, 2022
Instrument	3262/1980

Lender

Name	DHI MORTGAGE COMPANY LTD
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Walton County records · Assessment roll updated July 1, 2025 · Last verified December 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Municipality	Freeport City
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$419,878 (-13.78%) Land $44,000 Building $375,878	$419,878 (-13.78%) Land $44,000 Building $375,878
2024	$5,719.00 (-11.04%)
2023	$6,429.00 (+22,860.71%)	$487,012 (+22,057.05%) Land $44,000 Building $443,012	$487,012 (+22,057.05%) Land $44,000 Building $443,012
2022	$28.00	$2,198 Land $2,198	$2,198 Land $2,198

Flood & Wildfire

78 Oak Trees Ln E is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Moderate risk).

Flood

Source: FEMA National Flood Hazard Layer · Walton County (12131C), updated June 18, 2026

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Moderate 63rd percentile of exposed land nationally · 39th in Florida
Wildfire Likelihood	Moderate — about 1 in 641 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.