Franklin County property record for 27 Michelle Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,065 sqft · built 2006 |
| Owner | Individual Name on Record |
| Tax Bill | $1,793 (2025) |
| Deeds & Mortgages | Jun 2021 Mortgage Aug 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-019-094.000 |
| Primary APN | 17-8-33.0-0-019-094.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,065 sqft Living Area |
| Year Built | Built 2006 |
|---|---|
| Architectural Style | A-Frame |
| Construction Type | Frame |
| Street Address | 27 MICHELLE DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2097 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:64 ROSE ARBOR ESTATES P3 |
| Legal Range | 01W |
| Legal Township | 43 |
| Legal Section | 33 |
| Legal Subdivision | ROSE ARBOR ESTATES |
| Legal Block | 19 |
| Legal Lot Number | 64 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 10, 2025
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 MICHELLE DR, UNION, MO 63084-2097 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 29, 2021 | Deed of Trust, Mortgage · Conventional Mortgage SULLIVAN BANK |
| Aug 13, 2021 | Warranty Deed, Transfer · FHA Mortgage HERITAGE COMMUNITY BANK |
| Nov 17, 2020 | Warranty Deed, Transfer NOT AVAILABLE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 13, 2021 |
| Deed Sale | Aug 13, 2021 |
| Prior Sale | Jun 7, 2011 |
| Deed Document Number | 2115233 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Property Address | 27 MICHELLE DR, UNION, MO 63084-2097 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 0002112217 |
|---|---|
| Date | Jun 29, 2021 |
| Instrument | 2112217 |
| Name | SULLIVAN BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Aug 13, 2021 |
| Property Address | 27 MICHELLE DR, UNION, MO 63084-2097 |
| Document Number | 0002115233 |
| Instrument Date | Aug 13, 2021 |
| Instrument | 2115233 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 MICHELLE DR, UNION, MO 63084-2097 |
| Document Number | 0002115234 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 2115234 |
| Name | HERITAGE COMMUNITY BANK |
|---|---|
| Type | Bank |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 17, 2020 |
| Property Address | 27 MICHELLE DR, UNION, MO 63084-2097 |
| Document Number | 0000019922 |
| Instrument Date | Nov 13, 2020 |
| Instrument | 19922 |
| Transaction Type | Transfer |
| Record Updated | Dec 1, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 27 MICHELLE DR UNION MO 630842097, UNION, MO 63084-2097 |
Source: Franklin County assessment roll, as of May 31, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,793.00 (+7.75%) | $30,088 (+8.7%) | $158,360 (+8.7%) Land $30,000 Building $128,360 |
| 2023 | $1,664.00 (-0.24%) | $27,679 | $145,680 Land $30,000 Building $115,680 |
| 2022 | $1,668.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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