Franklin County property record for 22 Michelle Dr, Union, MO 63084
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,240 sqft · built 2018 |
| Lot Size | 0.378 acres (16,504 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $251,800 (Nov 2020) |
| Tax Bill | $2,127 (2025) |
| Deeds & Mortgages | Nov 2020 Mortgage Oct 2018 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 17-8-33.0-0-019-089.000 |
| Primary APN | 17-8-33.0-0-019-089.000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,240 sqft Living Area |
| Year Built | Built 2018 |
|---|---|
| Effective Year Built | Effective 2018 |
| Construction Type | Frame |
| Lot Area | 16,504 sqft (0.378 acres) |
| Street Address | 22 MICHELLE DR |
|---|---|
| City | UNION |
| State | MO |
| Zip | 63084-2002 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT:66 ROSE ARBOR ESTATES P3 |
| Legal Range | 1W |
| Legal Township | 43N |
| Legal Section | 33 |
| Legal Subdivision | ROSE ARBOR ESTATES |
| Legal Lot Number | 66 |
| Jurisdiction | FRANKLIN MO |
| Township / Civil Division | UNION |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 800605 |
Source: Franklin County records, as of November 11, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 22 MICHELLE DR, UNION, MO 63084-2002 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 12, 2020 | Warranty Deed, Transfer GUILD MTG |
| Oct 18, 2018 | Warranty Deed, Subdivision Related Transfer BANK OF SULLIVAN |
| May 26, 2017 | Warranty Deed, Construction Loan · Line of Credit CITIZENS BK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 12, 2020 · Amount on Record |
| Deed Sale | Nov 12, 2020 · Amount on Record |
| Prior Sale | Oct 18, 2018 · Amount on Record |
| Deed Document Number | 202019568 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Nov 12, 2020 |
| Property Address | 22 MICHELLE DR, UNION, MO 63084-2002 |
| Document Number | 0000019568 |
| Instrument Date | Nov 6, 2020 |
| Instrument | 19568 |
| Transaction Type | Transfer |
| Record Updated | Nov 23, 2020 |
| Title Company | OTHER |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 22 MICHELLE DR UNION MO 630842002, UNION, MO 63084-2002 |
| Document Number | 19569 |
|---|---|
| Date | Nov 12, 2020 |
| Instrument | 19569 |
| Name | GUILD MTG |
|---|---|
| Type | Mortgage Company |
| Address | SAN DIEGO, CA 92111 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 11, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | Oct 18, 2018 |
| Property Address | 22 MICHELLE DR, UNION, MO 63084-2002 |
| Document Number | 0000014519 |
| Instrument Date | Oct 15, 2018 |
| Instrument | 14519 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Nov 1, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 22 MICHELLE DR UNION MO 630842002, UNION, MO 63084-2002 |
| Document Number | 14520 |
|---|---|
| Date | Oct 18, 2018 |
| Instrument | 14520 |
| Name | BANK OF SULLIVAN |
|---|---|
| Type | Bank |
| Address | SULLIVAN, MO 63080 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Oct 17, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FRANKLIN MO |
| Recording Date | May 26, 2017 |
| Property Address | 22 MICHELLE DR, UNION, MO 63084-2002 |
| Document Number | 0000007980 |
| Instrument Date | May 26, 2017 |
| Instrument | 7980 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 8, 2017 |
| Title Company | US TITLE |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 137 CRESTVIEW DR MARTHASVILLE MO 633571898, MARTHASVILLE, MO 63357-1898 |
| Document Number | 7981 |
|---|---|
| Date | May 26, 2017 |
| Instrument | 7981 |
| Name | CITIZENS BK |
|---|---|
| Type | Bank |
| Address | NEW HAVEN, MO 63068 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | May 25, 2018 |
| Rate Type | Adjustable Rate |
|---|
Source: Franklin County assessment roll, as of November 11, 2025
| Type | Name |
|---|---|
| State | Missouri |
| County | Franklin County |
| Municipality | Union City |
| Unified School District | Union R-XI School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,127.00 (+1.33%) | $35,676 (+2.2%) | $187,770 (+2.2%) Land $30,000 Building $157,770 |
| 2023 | $2,099.00 (-2.51%) | $34,909 | $183,730 Land $30,000 Building $153,730 |
| 2022 | $2,153.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 84% of Missouri |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | UNION PWS serves 12,348 people · EPA ID MO6010801 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2022 |
| Lead | 3 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 118 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Gateway Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 400 / 30 |
| Verizon Fixed Wireless | 300 / 20 |
| Wave Internet Technologies Fixed Wireless | 100 / 100 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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