Campbell County property record for 27 Memory Ln, Fort Thomas, KY 41075
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,516 sqft · built 1986 |
| Lot Size | 0.744 acres (32,452 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $385,000 (Mar 2000) |
| Tax Bill | $2,069 (2025) |
| Deeds & Mortgages | Apr 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 999-99-15-398.00 |
| Primary APN | 999-99-15-398.00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 2,516 sqft Living Area |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Stone |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Composition Shingle |
| Lot Area | 32,452 sqft |
| Garage Type | Attached |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Old Parcel Number | 9999915398.00 |
|---|---|
| Street Address | 27 MEMORY LN |
| City | FORT THOMAS |
| State | KY |
| Zip | 41075-1035 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PT LOT 7 SEC 7 & PT LOT 3 SEC 6 (0.1279) WINSTON ACRES SUBD LAND TOTALS 0.745 ACRES |
| Legal Subdivision | WINSTON ACRES |
| Legal Phase | 7 & 6 |
| Legal Lot Number | 3,7 |
| Jurisdiction | CAMPBELL KY |
| Township / Civil Division | NEWPORT-FORT THOMAS |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 51300 |
Source: Campbell County records, as of March 6, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 27 MEMORY LN, FORT THOMAS, KY 41075-1035 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 17, 2000 · Amount on Record |
| Deed Sale | Mar 17, 2000 · Amount on Record |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CAMPBELL KY |
| Property Address | 27 MEMORY LN, FORT THOMAS, KY 41075-1035 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | SOLIDIFI |
| Name | Verified Name |
|---|
| Document Number | 0005072495 |
|---|---|
| Date | Apr 20, 2018 |
| Book Page | M2142/426 |
| Instrument | 5072495 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | HAMILTON, OH 45011 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 1, 2028 |
Source: Campbell County assessment roll, as of April 1, 2025
| Type | Name |
|---|---|
| State | Kentucky |
| County | Campbell County |
| Municipality | Fort Thomas City |
| Unified School District | Fort Thomas Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,069.00 (-7.05%) Homeowner's exemption | $610,000 (-) Land $122,000 Building $488,000 | $610,000 (-) Land $122,000 Building $488,000 |
| 2023 | $2,226.00 (-3.47%) Homeowner's exemption | $610,000 (-) Land $122,000 Building $488,000 | $610,000 (-) Land $122,000 Building $488,000 |
| 2022 | $2,306.00 Homeowner's exemption | $610,000 Land $122,000 Building $488,000 | $610,000 Land $122,000 Building $488,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 24, 2021
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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