15 Memory Ln, Fort Thomas, KY 41075 Property Records

Campbell County property record for 15 Memory Ln, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,986 sqft · built 1973
Owner	2 Owner Names on Record
Tax Bill	$2,675 (2025)
Deeds & Mortgages	Jan 2019 Line of Credit Mar 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`999-99-17-383.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-17-383.00`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Stories	2 Stories
Building Area	3,986 sqft Living Area

Exterior

Year Built	Built 1973
Exterior Material	Brick
Construction Type	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Dimensions	125 ft deep x 117 ft wide
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999917383.00
Street Address	15 MEMORY LN
City	FORT THOMAS
State	KY
Zip	41075-1036
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PT LOT 3 SEC 1 WINSTON ACRE SUBD
Legal Subdivision	WINSTON ACRES
Legal Phase	1
Legal Lot Number	3
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Owner Names on Record
Mailing Address	15 MEMORY LN, FORT THOMAS, KY 41075-1036
Occupancy	Owner Occupied

Deeds, Mortgages & Sale History

Date	Document
Jan 22, 2019	Deed of Trust, Mortgage · Line of Credit UNIVERSITY OF KENTUCKY FCU
Mar 28, 2019	Deed of Trust, Mortgage · Line of Credit THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Prior Sale	Jan 22, 2003 · Amount on Record
Last Transfer Date	Jun 28, 2004
Transfer Doc	0001900008
Record Updated	Jun 8, 2026

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	15 MEMORY LN, FORT THOMAS, KY 41075-1036
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005086385
Date	Jan 22, 2019
Book Page	M2169/501
Instrument	5086385

Lender

Name	UNIVERSITY OF KENTUCKY FCU
Type	Credit Union
Address	LEXINGTON, KY 40509

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Jan 21, 2039

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	15 MEMORY LN, FORT THOMAS, KY 41075-1036
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15 MEMORY LN, FORT THOMAS, KY 41075-1036

Mortgage

Document Number	0005089073
Date	Mar 28, 2019
Book Page	M2174/320
Instrument	5089073

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Mar 15, 2049

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,675.00 (-6.57%)	$725,000 (-) Land $100,000 Building $625,000	$725,000 (-) Land $100,000 Building $625,000
2023	$2,863.00 (-2.49%)	$725,000 (-) Land $100,000 Building $625,000	$725,000 (-) Land $100,000 Building $625,000
2022	$2,936.00	$725,000 Land $100,000 Building $625,000	$725,000 Land $100,000 Building $625,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures