10 Memory Ln, Fort Thomas, KY 41075 Property Records

Campbell County property record for 10 Memory Ln, Fort Thomas, KY 41075

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 4,919 sqft · built 1966
Owner	Trust Name on Record
Last Sale	$589,600 (Jul 2020)
Tax Bill	$2,250 (2025)
Deeds & Mortgages	Oct 2020 Transfer Jul 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`999-99-16-957.00`

Property Details

APN / Parcel Number

Primary APN	`999-99-16-957.00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Building Area	4,919 sqft Living Area
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Architectural Style	Split Level
Exterior Material	Combination
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Dimensions	187 ft deep x 1 ft wide
Garage Type	Attached
Garage Area	580 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999916957.00
Street Address	10 MEMORY LN
City	FORT THOMAS
State	KY
Zip	41075-1062
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLK D PT LOT 4 BLK A BEECHWOOD GROVE PT LOT 1 SEC 1
Legal Subdivision	BEECHWOOD GROVE
Legal Phase	D
Legal Block	D,A
Legal Lot Number	1-2,4
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2000
Census Tract	51300

Owner

Source: Campbell County records, as of March 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Trust Name on Record
Mailing Address	10 MEMORY LN, FORT THOMAS, KY 41075-1062
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Oct 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Jul 6, 2020	Warranty Deed, Transfer · Conventional Mortgage THE HUNTINGTON NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 6, 2020 · Amount on Record
Deed Sale	Jul 6, 2020 · Amount on Record
Prior Sale	Jul 6, 2020 · Amount on Record
Deed Document Number	0005112677
Deed Book / Page	D814 / 330
Last Transfer Date	Oct 9, 2020
Transfer Doc	0005118733
Record Updated	Jun 8, 2026

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 9, 2020
Property Address	10 MEMORY LN, FORT THOMAS, KY 41075-1062
Document Number	0005118733
Book / Page	000817 / 000788
Instrument Date	Sep 3, 2020
Instrument	5118733
Transaction Type	Transfer
Record Updated	Oct 30, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	10 MEMORY LN FORT THOMAS KY 410751062, FORT THOMAS, KY 41075-1062

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Jul 6, 2020
Property Address	10 MEMORY LN, FORT THOMAS, KY 41075-1062
Document Number	0005112677
Book / Page	D814 / 330
Instrument Date	Jun 30, 2020
Instrument	5112677
Transaction Type	Transfer
Record Updated	Jan 17, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$590.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	210 VINE ST, 210, WILDER, KY 41076-9711

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10 MEMORY LN, FORT THOMAS, KY 41075-1062

Mortgage

Document Number	0005112678
Date	Jul 6, 2020
Instrument	5112678

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Fort Thomas City
Unified School District	Fort Thomas Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,250.00 (-6.6%)	$610,000 (-) Land $122,000 Building $488,000	$610,000 (-) Land $122,000 Building $488,000
2023	$2,409.00 (-2.47%)	$610,000 (-) Land $122,000 Building $488,000	$610,000 (-) Land $122,000 Building $488,000
2022	$2,470.00	$610,000 Land $122,000 Building $488,000	$610,000 Land $122,000 Building $488,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 24, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 234 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

Nearby Properties on Memory Ln

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures