27 Lake Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 27 Lake Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	4 bd · 4 ba · 4,546 sqft · built 1924
Lot Size	0.53 acres (23,087 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,750,000 (Apr 2019)
Tax Bill	$42,661 (2026)
Deeds & Mortgages	Jul 2020 Refinance Jul 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`551400 152-20-1-8`

Property Details

APN / Parcel Number

Primary APN	`551400 152-20-1-8`
Alternative APN	`140015202000010080000000`

Interior

Bedrooms	4 Beds
Full Baths	4 Baths
Stories	3 Stories
Building Area	4,546 sqft Living Area
1st Floor Area	4,546 sqft
Upper Floors Area	1,006 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Brick
Lot Area	23,087 sqft (0.53 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	27 LAKE RD
City	RYE
State	NY
Zip	10580-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	SURVEY AND SUBDIVISION
Legal Block	1
Legal Lot Number	8.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3018
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 LAKE RD, RYE, NY 10580-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance WELLS FARGO BANK NA
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 30, 2019	Bargain and Sale Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Nov 27, 2017	Trustee's Deed, Transfer FIDELITY NATIONAL TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 30, 2019 · Amount on Record
Deed Sale	Apr 30, 2019 · Amount on Record
Prior Sale	Nov 27, 2017 · Amount on Record
Deed Document Number	2019591073291
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	27 LAKE RD, RYE, NY 10580-1020
Transaction Type	Mortgage
Record Updated	Feb 7, 2021
Title Company	GOLD ABSTRCT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601963471
Date	Jul 17, 2020
Instrument	601963471

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	27 LAKE RD, RYE, NY 10580-1020
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	COLD ABSTRCT SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0601963467
Date	Jul 17, 2020
Instrument	601963467

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

April 2019: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 30, 2019
Property Address	27 LAKE RD, RYE, NY 10580-1020
Document Number	0591073291
Map Reference	MAP 2833
Instrument Date	Apr 22, 2019
Instrument	591073291
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	FUTURE TITLE AENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$7,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	817 SROADWAY, 817, NEW YORK, NY 10003

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 LAKE RD, RYE, NY 10580-1020

Mortgage

Document Number	0591133125
Date	Apr 30, 2019
Instrument	591133125

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2049

November 2017: Trustee's Deed, Transfer

Document Type	Trustee's Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Nov 27, 2017
Property Address	27 LAKE RD, RYE, NY 10580-1020
Document Number	0573033533
Book / Page	057303 / 003533
Instrument Date	Oct 23, 2017
Transaction Type	Transfer
Record Updated	Jan 8, 2018
Title Company	FIDELITY NATIONAL TITLE

Transaction

Amount	Amount Recorded
Tax	$4,593.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	27 LAKE RD RYE NY 105801020, RYE, NY 10580-1020

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$42,661.00 (-28.2%)
2025	$59,418.00	$26,200 (-) Land $10,400 Building $15,800	$2,220,339 (+6.78%) Land $881,356 Building $1,338,983
2024		$26,200 (-) Land $10,400 Building $15,800	$2,079,365 (+2.38%) Land $825,397 Building $1,253,968
2023		$26,200 Land $10,400 Building $15,800	$2,031,008 Land $806,202 Building $1,224,806

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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