14 Lake Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 14 Lake Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	6 bd · 6 ba · 5,832 sqft · built 1924
Lot Size	0.64 acres (27,878 sqft)
Owner	2 Individual Names on File
Last Sale	$3,000,000 (Apr 2018)
Tax Bill	$68,510 (2026)
Deeds & Mortgages	Mar 2021 Mortgage Apr 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 152-16-1-55`

Property Details

APN / Parcel Number

Primary APN	`551400 152-16-1-55`
Alternative APN	`140015201600010550000000`

Interior

Bedrooms	6 Beds
Full Baths	6 Baths
Stories	2 Stories
Building Area	5,832 sqft Living Area
1st Floor Area	3,359 sqft
2nd Floor Area	1,989 sqft
Upper Floors Area	484 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1924
Effective Year Built	Effective 1924
Architectural Style	Colonial
Exterior Material	Composition/Composite
Lot Area	27,878 sqft (0.64 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Cooling System	Central
Heating Fuel	Oil
Sewer	Municipal

Location & Zoning

Street Address	14 LAKE RD
City	RYE
State	NY
Zip	10580-1021
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	SUBDIVISION OF THE LANZETTA PROPERTY
Legal Block	1
Legal Lot Number	55.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3016
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	14 LAKE RD, RYE, NY 10580-1021
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 29, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Apr 9, 2018	Bargain and Sale Deed, Transfer · Conventional Mortgage CITIZENS BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 9, 2018 · Amount on File
Deed Sale	Apr 9, 2018 · Amount on File
Prior Sale	Jul 31, 2003 · Amount on File
Deed Document Number	2018580743410
Record Updated	Oct 29, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTCHESTER NY
Property Address	14 LAKE RD, RYE, NY 10580-1021
Transaction Type	Mortgage
Record Updated	Apr 7, 2021
Title Company	BLACKACRE TITLE AGENCY CORPORATION, BLACKACRE TITLE AGENCY CORP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0610883441
Date	Mar 29, 2021
Instrument	610883441

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2051

April 2018: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Apr 9, 2018
Property Address	14 LAKE RD, RYE, NY 10580-1021
Document Number	0580743410
Map Reference	MAP25535
Instrument Date	Mar 28, 2018
Instrument	580743410
Transaction Type	Transfer
Record Updated	May 6, 2022
Title Company	YOUR TITLE EXPERTS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$12,000.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	14 LAKE RD, 14, RYE, NY 10580-1021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	651 SHORE ACRES DR, MAMARONECK, NY 10543-4012

Mortgage

Document Number	0580933456
Date	Apr 9, 2018
Instrument	580933456

Lender

Name	CITIZENS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$68,510.00 (+104.37%)
2025	$33,522.00	$42,075 (-) Land $18,100 Building $23,975	$3,565,678 (+6.78%) Land $1,533,898 Building $2,031,780
2024		$42,075 (-) Land $18,100 Building $23,975	$3,339,286 (+2.38%) Land $1,436,508 Building $1,902,778
2023		$42,075 Land $18,100 Building $23,975	$3,261,628 Land $1,403,101 Building $1,858,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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