41 Lake Rd, Rye, NY 10580 Property Records

Westchester County and Rye City property record for 41 Lake Rd, Rye, NY 10580

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 3,333 sqft · built 1914
Lot Size	0.43 acres (18,731 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,440,000 (Jul 2013)
Tax Bill	$35,822 (2026)
Deeds & Mortgages	Aug 2018 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`551400 152-20-1-7`

Property Details

APN / Parcel Number

Primary APN	`551400 152-20-1-7`
Alternative APN	`140015202000010070000000`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,333 sqft Living Area
1st Floor Area	1,811 sqft
2nd Floor Area	1,522 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1914
Effective Year Built	Effective 1914
Architectural Style	Colonial
Exterior Material	Stucco
Lot Area	18,731 sqft (0.43 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	41 LAKE RD
City	RYE
State	NY
Zip	10580-1020
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2
Legal Subdivision	GREENHAVEN
Legal Block	1
Legal Lot Number	7.000
Jurisdiction	WESTCHESTER NY
Township / Civil Division	RYE
Census Block Group	3
Census Block	3018
Census Tract	7500

Owner

Source: Westchester County and Rye City records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	41 LAKE RD, RYE, NY 10580-1020
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 29, 2013 · Amount on Record
Deed Sale	Jul 29, 2013 · Amount on Record
Deed Document Number	2013531893070
Prior Transfer Date	May 2, 2005
Prior Transfer Doc	0451320322
Record Updated	Oct 29, 2026

August 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	WESTCHESTER NY
Recording Date	Aug 21, 2018
Property Address	41 LAKE RD, RYE, NY 10580-1020
Document Number	0582203340
Book / Page	058220 / 003340
Instrument Date	Aug 9, 2018
Transaction Type	Transfer
Record Updated	Sep 7, 2018
Title Company	THOROUGHBRED TITLE SERVICES LLC, THOROUGHBRED TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,740.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	441 FOREST AVE NEW ROCHELLE NY 108044341, NEW ROCHELLE, NY 10804-4341

Mortgage

Document Number	582293482
Date	Aug 21, 2018
Book Page	058229/003482

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Aug 20, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.25%

Tax Assessment & Valuation

Source: Westchester County and Rye City assessment roll, as of May 14, 2026

Property Jurisdictions

Type	Name
State	New York
County	Westchester County
Municipality	Rye City
Unified School District	Rye Neck Union Free School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$35,822.00 (-61.84%)
2025	$93,863.00	$22,000 (-) Land $9,500 Building $12,500	$1,864,407 (+6.78%) Land $805,085 Building $1,059,322
2024		$22,000 (-) Land $9,500 Building $12,500	$1,746,031 (+2.38%) Land $753,968 Building $992,063
2023		$22,000 Land $9,500 Building $12,500	$1,705,426 Land $736,434 Building $968,992

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 37 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	37 in force
Nearby Flood Claims	74 (1978–2023)
Claims Outside the SFHA	27 of 74
Most Recent Claim	Sep 2023 · Severe Storm And Flooding
Claims by Event	Remnants Of Hurricane Ida, Sep 2021 · 8 claims Hurricane Irene, Aug 2011 · 7 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 97.9% of New York
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WESTCHESTER JOINT WATER WORKS serves 59,629 people · EPA ID NY5903435
Water Source	Surface water
Last State Inspection	Mar 2025
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	Failure to filter currently in violation since Jun 1993 Haloacetic acids resolved · Jul 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 160 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880

May also be available: T-Mobile.

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