27 High Rdg Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 27 High Rdg Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,692 sqft · built 1982
Lot Size	0.457 acres (19,894 sqft)
Owner	2 Individual Names on Record
Last Sale	$555,000 (Dec 2005)
Tax Bill	$10,349 (2025)
Deeds & Mortgages	May 2021 Line of Credit Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`37-00175-0000-00036`

Property Details

APN / Parcel Number

Primary APN	`37-00175-0000-00036`
Alternative APNs	`3700180100091` `370017500036`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,692 sqft Living Area
1st Floor Area	2,022 sqft
Upper Floors Area	1,130 sqft
Basement Area	1,562 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Split Level
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	19,894 sqft (0.457 acres)
Lot Dimensions	173 ft deep x 115 ft wide
Garage Type	Built-in
Garage Area	460 sqft
Parking Spaces	2 Parking Spaces
Patio Area	328 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700180100091
Street Address	27 HIGH RIDGE RD
City	OCEAN
State	NJ
Zip	07712-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WOODLANDS SEC 02
Legal Block	175
Legal Lot Number	36
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806504

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 28, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BANK NA
Jan 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage PNC BK NATL ASSN

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 14, 2005 · Amount on Record
Deed Sale	Dec 14, 2005 · Amount on Record
Prior Sale	Jul 8, 1996 · Amount on Record
Deed Book / Page	8525 / 3552
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Transaction Type	Mortgage
Record Updated	Jun 23, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095159593
Date	May 28, 2021
Book Page	9515/9593
Instrument	2021086555

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 28, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Transaction Type	Mortgage
Record Updated	Mar 22, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0094843441
Date	Feb 24, 2021
Book Page	9484/3441
Instrument	2021028268

Lender

Name	PNC BANK NA
Type	Bank
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2051

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	27 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000025263
Instrument Date	Jan 25, 2021
Transaction Type	Mortgage
Record Updated	May 18, 2021
Title Company	OLD REPUBLIC TITLE, OLD REPUBLIC TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 HIGH RIDGE RD OCEAN NJ 077123460, OCEAN, NJ 07712-3460

Mortgage

Document Number	0000025263
Date	Jan 25, 2021
Book Page	009484/003441
Instrument	25263

Lender

Name	PNC BK NATL ASSN
Address	MIAMISBURG, OH 45342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2051

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$784,300 (+2.54%) Land $365,900 Building $418,400	$784,300 (+2.54%) Land $365,900 Building $418,400
2025	$10,349.00 (+10.45%)	$764,900 (+18.09%) Land $419,600 Building $345,300	$764,900 (+18.09%) Land $419,600 Building $345,300
2024	$9,370.00 (-3.7%)
2023		$647,700 Land $319,600 Building $328,100	$647,700 Land $319,600 Building $328,100
2022	$9,730.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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