21 High Rdg Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 21 High Rdg Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,526 sqft · built 1982
Lot Size	0.428 acres (18,648 sqft)
Owner	Individual Name on File
Last Sale	$909,000 (Jun 2026)
Tax Bill	$11,729 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2026 Sale + 4 more
Flood Zone	Zone X (minimal risk)
APN	`37-00175-0000-00033`

Property Details

APN / Parcel Number

Primary APN	`37-00175-0000-00033`
Alternative APNs	`3700180100088` `370017500033`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,526 sqft Living Area
1st Floor Area	2,526 sqft
Basement Area	2,526 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1982
Architectural Style	Contemporary
Construction Type	Frame
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	18,648 sqft (0.428 acres)
Lot Dimensions	168 ft deep x 111 ft wide
Garage Type	Attached
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700180100088
Street Address	21 HIGH RIDGE RD
City	OCEAN
State	NJ
Zip	07712-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	TOWNSHIP/OCEAN
Legal Block	175
Legal Lot Number	33
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806504

Owner

21 High Rdg Rd is owned by an individual who bought it in June 2026.

Source: Monmouth County and Ocean Township records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	1630 FINDERNE ST, OAKHURST, NJ 07755-2826
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 23, 2026	Deed of Trust, Mortgage · Balloon Mortgage ATLANTIS MORTGAGE
Jun 23, 2026	Deed, Transfer FIRST AGENCY, FIT AGENCY
Jun 23, 2026	Deed, Transfer FIRST AGENCY, FIT AGENCY
Oct 2, 2023	Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jun 21, 2022	Deed, Transfer · Construction Mortgage ICECAP SUB REIT II LLC
Mar 23, 2022	Deed, Transfer TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2026 · Amount on File
Deed Sale	Jun 23, 2026 · Amount on File
Prior Sale	Jun 21, 2022 · Amount on File
Deed Document Number	202650862
Deed Book / Page	9799 / 1870
Prior Transfer Date	Mar 7, 2021
Prior Transfer Doc	0095858176
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Recording Date	Sep 23, 2026
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000077505
Book / Page	9813 / 7195
Instrument Date	Aug 10, 2026
Instrument	202677505
Transaction Type	Mortgage
Record Updated	Oct 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460

Mortgage

Document Number	0000077505,
Date	Sep 23, 2026
Book Page	9813/7195
Instrument	202677505

Lender

Name	ATLANTIS MORTGAGE

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	60 Months
Due	Aug 1, 2031

Interest

Rate Type	Balloon
Initial Type	Balloon
Max Rate	-1%

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 23, 2026
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000050862
Book / Page	9799 / 1870
Instrument Date	May 12, 2026
Instrument	202650862
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AGENCY, FIT AGENCY

Transaction

Amount	Amount on Record
Tax	$91,809.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1630 FINDERNE ST, OAKHURST, NJ 07755-2826

June 2026: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 23, 2026
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000050861
Book / Page	9799 / 1863
Instrument Date	May 1, 2026
Instrument	202650861
Transaction Type	Transfer
Record Updated	Aug 5, 2026
Title Company	FIRST AGENCY, FIT AGENCY

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Oct 2, 2023
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0096619475
Book / Page	9661 / 9475
Instrument Date	Sep 27, 2023
Instrument	2023068429
Transaction Type	Transfer
Record Updated	Oct 27, 2023
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1010 AVENUE N, BROOKLYN, NY 11230-5812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 AVENUE N, BROOKLYN, NY 11230-5812

Mortgage

Document Number	2023068430
Date	Oct 2, 2023
Instrument	2023068430

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2053

June 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Jun 21, 2022
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0096011733
Book / Page	9601 / 1733
Instrument Date	Jun 14, 2022
Instrument	2022064625
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	RIVERSIDE ABSTRACT LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	867 WILLIAMS AVE, TEANECK, NJ 07666-2517

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1010 AVENUE N, BROOKLYN, NY 11230-5812

Mortgage

Document Number	0096011786
Date	Jun 21, 2022
Book Page	9601/1786
Instrument	2022064626

Lender

Name	ICECAP SUB REIT II LLC
Type	Non-Lending Institution
Address	NEW YORK, NY 10001

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	13 Months
Due	Jul 1, 2023

March 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	MONMOUTH NJ
Recording Date	Mar 23, 2022
Property Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0095858176
Book / Page	9585 / 8176
Instrument Date	Mar 7, 2021
Instrument	2022032978
Transaction Type	Transfer
Record Updated	Jun 13, 2023
Title Company	TWO RIVERS TITLE COMPANY LLC, TWO RIVERS TITLE CO LLC

Transaction

Amount	Amount on Record
Tax	$320.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 HIGH RIDGE RD, OCEAN, NJ 07712-3460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	867 WILLIAMS AVE, TEANECK, NJ 07666-2517

Tax Assessment & Valuation

The 2025 property tax bill for 21 High Rdg Rd was $11,729, up 30.9% from the year before.

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$926,300 (+6.85%) Land $345,900 Building $580,400	$926,300 (+6.85%) Land $345,900 Building $580,400
2025	$11,729.00 (+30.95%)	$866,900 Land $393,100 Building $473,800	$866,900 Land $393,100 Building $473,800
2024	$8,957.00
2023		$618,800 (+8.18%) Land $298,100 Building $320,700	$618,800 (+8.18%) Land $298,100 Building $320,700
2022	$9,907.00 (+0.09%)	$572,000 Land $236,400 Building $335,600	$572,000 Land $236,400 Building $335,600
2021	$9,898.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 21 High Rdg Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 21 High Rdg Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.5% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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