31 High Rdg Rd, Ocean (Asbury Park), NJ 07712 Property Records

Monmouth County and Ocean Township property record for 31 High Rdg Rd, Ocean, NJ 07712

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 3,650 sqft · built 1987
Lot Size	0.394 acres (17,180 sqft)
Owner	Individual Name on Record
Tax Bill	$12,963 (2025)
Deeds & Mortgages	Jul 2021 Mortgage May 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`37-00175-0000-00038`

Property Details

APN / Parcel Number

Primary APN	`37-00175-0000-00038`
Alternative APNs	`3700180100093` `370017500038`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,650 sqft Living Area
1st Floor Area	2,222 sqft
Upper Floors Area	1,428 sqft
Basement Area	2,182 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Other
Lot Area	17,180 sqft (0.394 acres)
Lot Dimensions	142 ft deep x 121 ft wide
Parking Spaces	2 Parking Spaces
Pool Area	512 sqft
Deck Area	432 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Old Parcel Number	3700180100093
Street Address	31 HIGH RIDGE RD
City	OCEAN
State	NJ
Zip	07712-3460
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF20
Legal Subdivision	WOODLANDS SEC 04
Legal Block	175
Legal Lot Number	38
Jurisdiction	MONMOUTH NJ
Township / Civil Division	OCEAN
Census Block Group	2
Census Block	2016
Census Tract	806504

Owner

Source: Monmouth County and Ocean Township records, as of July 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	31 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 28, 2021	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
May 7, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAMILY FIRST FNDG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 2, 2006
Deed Sale	Feb 2, 2006
Prior Sale	Nov 30, 2005 · Amount on Record
Deed Book / Page	8537 / 8473
Prior Transfer Date	Jan 23, 2006
Prior Transfer Doc	0085378473
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Transaction Type	Mortgage
Record Updated	Aug 18, 2021
Title Company	TRIDENT ABSTRACT TITLE AGENCY LLC, TRIDENT ABSTRACT TTL AGCY LL

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0095308620
Date	Jul 28, 2021
Book Page	9530/8620
Instrument	2021114672

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONMOUTH NJ
Property Address	31 HIGH RIDGE RD, OCEAN, NJ 07712-3460
Document Number	0000054117
Instrument Date	May 7, 2020
Transaction Type	Mortgage
Record Updated	Jul 17, 2020
Title Company	ALL AHEAD TITLE AGENCY LLC, ALL AHEAD TITLE AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	31 HIGH RIDGE RD OCEAN NJ 077123460, OCEAN, NJ 07712-3460

Mortgage

Document Number	0000054117
Date	May 22, 2020
Book Page	009415/007988
Instrument	54117

Lender

Name	FAMILY FIRST FNDG
Type	Funding / Finance Company
Address	TOMS RIVER, NJ 08753

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 21, 2050

Tax Assessment & Valuation

Source: Monmouth County and Ocean Township assessment roll, as of July 9, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Monmouth County
County Subdivision	Ocean Township
Unified School District	Ocean Township School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,020,800 (+6.54%) Land $364,400 Building $656,400	$1,020,800 (+6.54%) Land $364,400 Building $656,400
2025	$12,963.00 (+7.48%)	$958,100 (+10.53%) Land $414,700 Building $543,400	$958,100 (+10.53%) Land $414,700 Building $543,400
2024	$12,061.00 (-10.7%)
2023		$866,800 Land $314,700 Building $552,100	$866,800 Land $314,700 Building $552,100
2022	$13,506.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	13 in force
Nearby Flood Claims	2 (2010–2026)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jul 2026 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NJ AMERICAN WATER - COASTAL NORTH private · serves 377,613 people · EPA ID NJ1345001
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Sep 2019
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 245 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
Optimum Cable · Fiber in parts of the area	940 / 35
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Xfinity.

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