27 Gardner Dr, Westerly, RI 02891 Property Records

Westerly Town property record for 27 Gardner Dr, Westerly, RI 02891 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	2.5 Baths
Year Built	Built 1988
Square Footage	1,900 sqft Living Area
Lot Size	21,098 sqft (0.484 acres)
Occupancy	Owner Occupied
Last Sale	$315,000 (2012)
Tax Bill	$3,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`WEST M:68 B:85`
Alternative APNs	`M:068 B:85 L` `18113797`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	6 Rooms
Building Area	1,900 sqft Living Area
Gross Area	4,465 sqft Gross Area
Stories	1 Stories

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl Exterior
Roof Construction	Gable Roof Construction
Roof Material	Asphalt Roof
Lot Area	21,098 sqft (0.484 acres)

Utilities and HVAC

Heating System	Forced Air with Air Conditioning Heating
Heating Fuel	Gas Heating Fuel

Location & Zoning

Account Number	18113797
Street Address	27 GARDNER DR
City	WESTERLY
State	RI
Zip	02891-2528
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Block	85
Jurisdiction	WESTERLY RI
Minor Civil Division	WESTERLY
Census Blockgroup	2
Census Block	2023
Census Tract	50901

Owner

Source: Westerly Town records · APN WEST M:68 B:85

Assessment roll updated June 22, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	27 GARDNER DR, WESTERLY, RI 02891-2528
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 02, 2012 · Amount on Record
Deed Sale	Jul 02, 2012 · Amount on Record
Deed Book / Page	1924 / 792
Record Refreshed	Sep 20, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WESTERLY RI
Property Address	27 GARDNER DR, WESTERLY, RI 02891-2528
Document Number	2020-4053
Instrument Date	Oct 30, 2020
Transaction Type	Mortgage
Record Updated	Nov 17, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 GARDNER DR WESTERLY RI 028912528, WESTERLY, RI 02891-2528

Mortgage

Document Number	2020-4053
Date	Nov 04, 2020
Book Page	002020/024053
Instrument	5507

Lender

Name	EASTERN BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 03, 2050

Tax Assessment & Valuation

Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Rhode Island
County Subdivision	Westerly Town
Unified School District	Westerly School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes and is not a market price estimate.

Year	Tax Bill	Assessed Value
2025	$3,908.00 (-3%)	$502,300 (+26.65%) Land $174,700 Building $327,600
2023	$4,029.00 (+0.57%)	$396,600 (-) Land $125,300 Building $271,300
2022	$4,006.00	$396,600 Land $125,300 Building $271,300

Flood & Wildfire

27 Gardner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).

Flood

Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Low 20th percentile of exposed land nationally · 62nd in Rhode Island
Wildfire Likelihood	Low — about 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.