Westerly Town property record for 23 Gardner Dr, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1999 |
| Square Footage | 1,328 sqft Living Area |
| Lot Size | 21,098 sqft (0.484 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $41,500 (1999) |
| Tax Bill | $3,818.00 (2025) |
| Primary APN | WEST M:68 B:96 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Building Area | 1,328 sqft Living Area |
| Gross Area | 3,356 sqft Gross Area |
| Stories | 1 Stories |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Raised Ranch Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Asphalt Roof |
| Lot Area | 21,098 sqft (0.484 acres) |
| Heating System | Hot Water Heating |
|---|---|
| Heating Fuel | Oil Heating Fuel |
| Account Number | 19100350 |
|---|---|
| Street Address | 23 GARDNER DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 96 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2023 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:68 B:96
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 23 GARDNER DR, WESTERLY, RI 02891-2528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jan 28, 2019 | Deed of Trust, Mortgage · Line of Credit WESTERLY COMMUNITY CU |
| Jul 12, 2019 | Deed of Trust, Mortgage · Line of Credit WESTERLY CMNTY CU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 09, 1999 · Amount on Record |
| Deed Sale | Sep 09, 1999 · Amount on Record |
| Deed Book / Page | 790 / 2 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 23 GARDNER DR, WESTERLY, RI 02891-2528 |
| Transaction Type | Mortgage |
| Record Updated | Jun 30, 2022 |
| Name | Verified Name |
|---|
| Document Number | 02019-1321 |
|---|---|
| Date | Jan 28, 2019 |
| Book Page | 2019/1321 |
| Instrument | 336 |
| Name | WESTERLY COMMUNITY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Feb 01, 2044 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 23 GARDNER DR, WESTERLY, RI 02891-2528 |
| Document Number | 2019-1423 |
| Instrument Date | Jul 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jul 30, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 23 GARDNER DR WESTERLY RI 028912528, WESTERLY, RI 02891-2528 |
| Document Number | 2019-1423 |
|---|---|
| Date | Jul 16, 2019 |
| Book Page | 002019/011423 |
| Instrument | 2911 |
| Name | WESTERLY CMNTY CU |
|---|---|
| Type | Credit Union |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jul 15, 2044 |
| Rate Type | Adjustable Rate |
|---|
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,818.00 (-4.48%) | $490,800 (+24.76%) Land $174,700 Building $316,100 |
| 2023 | $3,997.00 (+0.6%) | $393,400 (-) Land $125,300 Building $268,100 |
| 2022 | $3,973.00 | $393,400 Land $125,300 Building $268,100 |
23 Gardner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with direct wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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