Westerly Town property record for 22 Gardner Dr, Westerly, RI 02891 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Architecture Style | Colonial |
| Year Built | Built 1987 |
| Square Footage | 1,584 sqft Living Area |
| Lot Size | 20,227 sqft (0.464 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $3,186.00 (2025) |
| Primary APN | WEST M:68 B:93 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 1,584 sqft Living Area |
| Gross Area | 2,984 sqft Gross Area |
| Stories | 2 Stories |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Colonial Style |
| Exterior Material | Wood Siding Exterior |
| Roof Material | Asphalt Roof |
| Lot Area | 20,227 sqft (0.464 acres) |
| Heating System | Baseboard Heating |
|---|---|
| Heating Fuel | Electric Heating Fuel |
| Account Number | 3106200 |
|---|---|
| Street Address | 22 GARDNER DR |
| City | WESTERLY |
| State | RI |
| Zip | 02891-2539 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Block | 93 |
| Jurisdiction | WESTERLY RI |
| Minor Civil Division | WESTERLY |
| Census Blockgroup | 2 |
| Census Block | 2038 |
| Census Tract | 50901 |
Source: Westerly Town records · APN WEST M:68 B:93
Assessment roll updated June 22, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 22 GARDNER DR, WESTERLY, RI 02891-2539 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 02, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIME BK |
| Sep 18, 2019 | Deed of Trust, Mortgage · Conventional Mortgage DIME BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 22 GARDNER DR, WESTERLY, RI 02891-2539 |
| Document Number | 2020-712 |
| Instrument Date | Jun 02, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 28, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 GARDNER DR WESTERLY RI 028912539, WESTERLY, RI 02891-2539 |
| Document Number | 2020-712 |
|---|---|
| Date | Jun 08, 2020 |
| Book Page | 002020/010712 |
| Instrument | 2463 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 07, 2035 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WESTERLY RI |
| Property Address | 22 GARDNER DR, WESTERLY, RI 02891-2539 |
| Document Number | 2019-5870 |
| Instrument Date | Sep 18, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 08, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 22 GARDNER DR WESTERLY RI 028912539, WESTERLY, RI 02891-2539 |
| Document Number | 2019-5870 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 002019/015870 |
| Instrument | 4031 |
| Name | DIME BK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 22, 2034 |
Source: Westerly Town records · Assessment roll updated June 22, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Rhode Island |
| County Subdivision | Westerly Town |
| Unified School District | Westerly School District (PK - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $3,186.00 (-3.48%) | $409,500 (+26.04%) Land $174,400 Building $235,100 |
| 2023 | $3,301.00 (+0.61%) | $324,900 (-) Land $125,000 Building $199,900 |
| 2022 | $3,281.00 | $324,900 Land $125,000 Building $199,900 |
22 Gardner Dr is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · County delivery 44009C updated December 26, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 62nd in Rhode Island |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land · adjoins burnable vegetation |
Values are read at the parcel center point; lenders make the official flood determination.
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