27 Enclave Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 27 Enclave Ct, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	3 ba · 2,485 sqft · built 2018
Lot Size	0.041 acres (1,799 sqft)
Owner	2 Individual Names on Record
Last Sale	$546,146 (Jun 2018)
Tax Bill	$7,599 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-200-90244508`

Property Details

APN / Parcel Number

Primary APN	`06-200-90244508`
Alternative APN	`20090244508`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,485 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	580 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,799 sqft (0.041 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	220 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20090244508
Street Address	27 ENCLAVE CT
City	ANNAPOLIS
State	MD
Zip	21403-4676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 32 THE ENCLAVE ON SPA
Legal Subdivision	THE ENCLAVE ON SPA
Legal Block	2
Legal Lot Number	32
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	706403

Owner

Source: Anne Arundel County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 3, 2018	Deed of Trust, Mortgage · Conventional Mortgage SEVERN SAVINGS BANK FSB
Apr 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage FREEDOM MORTGAGE CORP
Jun 21, 2018	Deed, Subdivision Related Transfer · Conventional Mortgage SEVERN SAVINGS BANK FSB
Nov 15, 2017	Quit Claim Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC
Apr 12, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 21, 2018 · Amount on Record
Deed Sale	Jun 21, 2018 · Amount on Record
Prior Sale	Nov 23, 2016 · Amount on Record
Deed Book / Page	32230 / 395
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0031569412
Record Updated	Oct 29, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0323600225
Date	Aug 3, 2018
Book Page	32360/225

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank
Address	ANNAPOLIS, MD 21401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 1, 2033

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MORTGAGE CONNECT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0344050350
Date	Apr 6, 2020
Book Page	34405/350

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	120 Months
Due	Apr 1, 2030

June 2018: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jun 21, 2018
Property Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0322300395
Book / Page	32230 / 395
Map Reference	MB340 PG10&11
Instrument Date	Apr 23, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 10, 2022
Title Company	FOUNDERS TITLE AGENCY OF MAR

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$8,192.19
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676

Mortgage

Document Number	0032230400
Date	Jun 21, 2018
Instrument	32230/400

Lender

Name	SEVERN SAVINGS BANK FSB
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	11 Months
Due	May 1, 2019

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 15, 2017
Property Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0315690412
Book / Page	031569 / 000412
Instrument Date	Oct 4, 2017
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 BRIGHTSEAT RD LANDOVER MD 207854232, LANDOVER, MD 20785-4232

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2017
Property Address	27 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0308190225
Book / Page	030819 / 000225
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	308190225
Date	Apr 12, 2017
Book Page	030819/000225

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$579,600 (+19.53%) Land $180,000 Building $399,600	$579,600 (+19.53%) Land $180,000 Building $399,600
2025	$7,599.00 (+9.13%)
2023	$6,963.00 Homeowner's exemption	$484,900 Land $180,000 Building $304,900	$484,900 Land $180,000 Building $304,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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