31 Enclave Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 31 Enclave Ct, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	4 ba · 2,485 sqft · built 2018
Lot Size	0.042 acres (1,823 sqft)
Owner	Individual Name on File
Last Sale	$474,990 (Oct 2018)
Tax Bill	$8,128 (2025)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2018 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-200-90244510`

Property Details

APN / Parcel Number

Primary APN	`06-200-90244510`
Alternative APN	`20090244510`

Interior

Full Baths	4 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,485 sqft Living Area
Gross Area	2,865 sqft
1st Floor Area	580 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,823 sqft (0.042 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	200 sqft
Balcony Area	200 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20090244510
Street Address	31 ENCLAVE CT
City	ANNAPOLIS
State	MD
Zip	21403-4676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 34 THE ENCLAVE ON SPA
Legal Subdivision	THE ENCLAVE ON SPA
Legal Block	2
Legal Lot Number	34
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	706403

Owner

31 Enclave Ct, a townhouse, is owned and occupied by an individual who bought it in October 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	Individual Name on File
Mailing Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2021	Deed of Trust, Mortgage · VA Mortgage MAGNOLIA BANK
Oct 5, 2018	Grant Deed, Subdivision Related Transfer · VA Mortgage NAVY FCU
Nov 15, 2017	Quit Claim Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC
Apr 12, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 5, 2018 · Amount on File
Deed Sale	Oct 5, 2018 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Book / Page	32546 / 255
Prior Transfer Date	Oct 4, 2017
Prior Transfer Doc	0031569412
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	TRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676

Mortgage

Document Number	0372400399
Date	Jul 21, 2021
Book Page	37240/399

Lender

Name	MAGNOLIA BANK
Type	Bank
Address	HODGENVILLE, KY 42748

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

October 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Oct 5, 2018
Property Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0325460255
Book / Page	032546 / 000255
Instrument Date	Sep 28, 2018
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 19, 2018
Title Company	FOUNDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$474.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	31 ENCLAVE CT ANNAPOLIS MD 214034676, ANNAPOLIS, MD 21403-4676

Mortgage

Document Number	325460261
Date	Oct 5, 2018
Book Page	032546/000261

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 4, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 15, 2017
Property Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0315690412
Book / Page	031569 / 000412
Instrument Date	Oct 4, 2017
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 BRIGHTSEAT RD LANDOVER MD 207854232, LANDOVER, MD 20785-4232

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2017
Property Address	31 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0308190225
Book / Page	030819 / 000225
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	308190225
Date	Apr 12, 2017
Book Page	030819/000225

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 31 Enclave Ct was $8,128.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$600,500 Land $180,000 Building $420,500	$600,500 Land $180,000 Building $420,500
2025	$8,128.00
2023	$7,191.00	$500,800 Land $180,000 Building $320,800	$500,800 Land $180,000 Building $320,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 31 Enclave Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 31 Enclave Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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