25 Enclave Ct, Annapolis, MD 21403 Property Records

Anne Arundel County property record for 25 Enclave Ct, Annapolis, MD 21403

Property Summary

Property Type	Townhouse
Details	3 ba · 2,869 sqft · built 2018
Lot Size	0.044 acres (1,897 sqft)
Owner	2 Individual Names on File
Last Sale	$624,791 (Jan 2018)
Tax Bill	$8,588 (2025)
Deeds & Mortgages	Apr 2019 Line of Credit Dec 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`06-200-90244507`

Property Details

APN / Parcel Number

Primary APN	`06-200-90244507`
Alternative APN	`20090244507`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Stories	3 Stories
Building Area	2,869 sqft Living Area
Gross Area	3,249 sqft
1st Floor Area	724 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Townhouse
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,897 sqft (0.044 acres)
Garage Type	Attached
Garage Area	380 sqft
Parking Spaces	1 Parking Space
Deck Area	100 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump

Location & Zoning

Account Number	20090244507
Street Address	25 ENCLAVE CT
City	ANNAPOLIS
State	MD
Zip	21403-4676
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R3
Legal Description	LOT 31 THE ENCLAVE ON SPA
Legal Subdivision	THE ENCLAVE ON SPA
Legal Block	2
Legal Lot Number	31
Jurisdiction	ANNE ARUNDEL MD
Township / Civil Division	6
Census Block Group	2
Census Block	2006
Census Tract	706403

Owner

25 Enclave Ct, a townhouse, is owned and occupied by two individuals who bought it in January 2018.

Source: Anne Arundel County records, as of September 4, 2026

Owner of Record	2 Individual Names on File
Mailing Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 2, 2019	Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO
Dec 8, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE AFFINITY LLC
Jan 18, 2018	Grant Deed, Subdivision Related Transfer · Conventional Mortgage K HOVNANIAN AMERICAN MTG
Nov 15, 2017	Quit Claim Deed, Transfer FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC
Apr 12, 2017	Grant Deed, Mortgage · Line of Credit WILMINGTON TR

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 18, 2018 · Amount on File
Deed Sale	Jan 18, 2018 · Amount on File
Prior Sale	Nov 23, 2016 · Amount on File
Deed Document Number	201831764-316
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	RGS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0330020190
Date	Apr 2, 2019
Book Page	33002/190

Lender

Name	MANUFACTURERS & TRADERS TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ANNE ARUNDEL MD
Property Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Transaction Type	Mortgage
Record Updated	Aug 10, 2022
Title Company	MID ATLANTIC SETMNT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676

Mortgage

Document Number	0357540076
Date	Dec 8, 2020
Book Page	35754/76

Lender

Name	GUARANTEED RATE AFFINITY LLC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	358 Months
Due	Oct 1, 2050

January 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Jan 18, 2018
Property Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0317640316
Book / Page	031764 / 000316
Instrument Date	Dec 22, 2017
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 19, 2018
Title Company	FOUNDERS TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$642.79
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	25 ENCLAVE CT ANNAPOLIS MD 214034676, ANNAPOLIS, MD 21403-4676

Mortgage

Document Number	317640321
Date	Jan 18, 2018
Book Page	031764/000321

Lender

Name	K HOVNANIAN AMERICAN MTG
Type	Mortgage Company
Address	BOYNTON BEACH, FL 33426

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 17, 2048

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Nov 15, 2017
Property Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0315690412
Book / Page	031569 / 000412
Instrument Date	Oct 4, 2017
Transaction Type	Transfer
Record Updated	Dec 18, 2018
Title Company	FOUNDERS TITLE COMPANY, FOUNDERS TITLE AGCY/MD LLC

Transaction

Tax	$0.00
Additional	Quitclaim Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1802 BRIGHTSEAT RD LANDOVER MD 207854232, LANDOVER, MD 20785-4232

April 2017: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ANNE ARUNDEL MD
Recording Date	Apr 12, 2017
Property Address	25 ENCLAVE CT, ANNAPOLIS, MD 21403-4676
Document Number	0308190225
Book / Page	030819 / 000225
Instrument Date	Mar 6, 2017
Transaction Type	Mortgage
Record Updated	Jul 19, 2017

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	110 W FRONT ST RED BANK NJ 077011139, RED BANK, NJ 07701-1139

Mortgage

Document Number	308190225
Date	Apr 12, 2017
Book Page	030819/000225

Lender

Name	WILMINGTON TR
Address	1100 N MARKET ST, WILMINGTON, DE 19890-1100

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	60 Months
Due	Apr 11, 2022

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 25 Enclave Ct was $8,588 with a homeowner's exemption.

Source: Anne Arundel County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Anne Arundel County
Unified School District	Anne Arundel County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$659,000 Land $180,000 Building $479,000	$659,000 Land $180,000 Building $479,000
2025	$8,588.00
2023	$7,833.00 Homeowner's exemption	$545,500 Land $180,000 Building $365,500	$545,500 Land $180,000 Building $365,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 25 Enclave Ct in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective January 16, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 25 Enclave Ct is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 184 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fiber	980 / 880

Cell Coverage

5G (outdoors only) and 4G LTE

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