27 E Emerson St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 27 E Emerson St, Melrose, MA 02176

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	2 bd · 2 ba · 2,587 sqft · built 1889
Lot Size	0.138 acres (6,003 sqft)
Owner	Company Name on File
Last Sale	$550,000 (Feb 2008)
Deeds & Mortgages	Sep 2026 Mortgage Dec 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D8 P:0000021`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D8 P:0000021`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Half Baths	2 Half Baths
Total Rooms	5 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,587 sqft Total Area
Gross Area	4,724 sqft
Basement Area	1,504 sqft
Unfinished Basement	1,504 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1889
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,003 sqft (0.138 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Oil

Location & Zoning

Street Address	27 E EMERSON ST
City	MELROSE
State	MA
Zip	02176-3520
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	BD
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2007
Census Tract	336202

Owner

27 E Emerson St, a commercial property, is owned by a company that bought it in February 2008.

Source: Middlesex County and Melrose City records, as of September 30, 2026

Owner of Record	Company Name on File
Mailing Address	27 E EMERSON ST, MELROSE, MA 02176-3520
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 11, 2026	Deed of Trust, Mortgage · Commercial Mortgage EASTERN BANK
Dec 7, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHMARK BANK
Feb 12, 2018	Deed of Trust, Mortgage CHRISTOPHER F EGAN

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 22, 2008 · Amount on File
Deed Sale	Feb 22, 2008 · Amount on File
Prior Sale	Jun 29, 1989 · Amount on File
Deed Document Number	200827061
Deed Book / Page	50762 / 393
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Recording Date	Sep 11, 2026
Property Address	27 E EMERSON ST, MELROSE, MA 02176-3520
Document Number	0000116114
Book / Page	86130 / 557
Instrument Date	Sep 11, 2026
Instrument	2026116114
Transaction Type	Mortgage
Record Updated	Sep 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000116114,
Date	Sep 11, 2026
Book Page	86130/557
Instrument	2026116114

Lender

Name	EASTERN BANK

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Max Rate	-1%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	27 E EMERSON ST, MELROSE, MA 02176-3520
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76352-218
Date	Dec 7, 2020
Book Page	76352/218
Instrument	231015

Lender

Name	NORTHMARK BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

February 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	27 E EMERSON ST, MELROSE, MA 02176-3520
Document Number	70671-277
Instrument Date	Feb 12, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Mortgage

Document Number	70671-277
Date	Feb 27, 2018
Book Page	070671/000277
Instrument	26670

Lender

Name	CHRISTOPHER F EGAN

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value
2025	$745,600 (+6.97%) Land $397,200 Building $348,400
2024	$697,000 Land $379,900 Building $317,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 27 E Emerson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 27 E Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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