Middlesex County and Melrose City property record for 21 E Emerson St, Melrose, MA 02176
| Property Type | Mixed Use Commercial Office / Residential |
|---|---|
| Details | 3 bd · 2 ba · 3,623 sqft · built 1889 |
| Lot Size | 0.211 acres (9,174 sqft) |
| Owner | Company Name on File |
| Last Sale | $600,000 (Apr 2014) |
| Deeds & Mortgages | Aug 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | MELR M:0D8 P:0000020 |
| Primary APN | MELR M:0D8 P:0000020 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Units | 2 Units |
| Stories | 2 Stories |
| Building Area | 3,623 sqft Total Area |
| Gross Area | 4,938 sqft |
| Basement Area | 1,423 sqft |
| Unfinished Basement | 711 sqft |
| Year Built | Built 1889 |
|---|---|
| Effective Year Built | Effective 1889 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,174 sqft (0.211 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Street Address | 21 E EMERSON ST |
|---|---|
| City | MELROSE |
| State | MA |
| Zip | 02176-3520 |
| Property Category | Commercial |
| Property Type | Commercial > Office > Mixed Use Commercial Office / Residential |
| Local Zoning Code | BD |
| Jurisdiction | MELROSE MA |
| Township / Civil Division | MELROSE |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 336202 |
21 E Emerson St, a commercial property, is owned by a company that bought it in April 2014.
Source: Middlesex County and Melrose City records, as of April 14, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 21 E EMERSON ST, MELROSE, MA 02176-3520 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 17, 2014 · Amount on File |
| Deed Sale | Apr 17, 2014 · Amount on File |
| Prior Sale | Feb 1, 1989 · Amount on File |
| Deed Book / Page | 63503 / 586 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MELROSE MA |
| Property Address | 21 E EMERSON ST, MELROSE, MA 02176-3520 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 73185-168 |
|---|---|
| Date | Aug 28, 2019 |
| Book Page | 73185/168 |
| Instrument | 128949 |
| Name | HINGHAM INSTITUTION FOR SAVINGS |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| Municipality | Melrose City |
| Unified School District | Melrose School District (PK - 12) |
| Year | Assessed Value |
|---|---|
| 2025 | $851,700 (+7.23%) Land $425,800 Building $425,900 |
| 2024 | $794,300 Land $407,300 Building $387,000 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 21 E Emerson St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 21 E Emerson St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Oct 2025 |
| Lead | 10 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement currently in violation since Nov 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| Netafy Fixed Wireless | 476 / 106 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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