49 E Emerson St, Melrose, MA 02176 Property Records

Middlesex County and Melrose City property record for 49 E Emerson St, Melrose, MA 02176

Property Summary

Property Type	Single Family Home
Details	4 bd · 1.5 ba · 2,704 sqft · built 1890
Lot Size	0.166 acres (7,227 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,900 (Nov 1992)
Tax Bill	$9,650 (2026)
Deeds & Mortgages	Nov 2020 Refinance Apr 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`MELR M:0D8 P:0000053`

Property Details

APN / Parcel Number

Primary APN	`MELR M:0D8 P:0000053`

Interior

Bedrooms	4 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,704 sqft Living Area
Gross Area	5,801 sqft
Basement Area	1,350 sqft
Unfinished Basement	1,350 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Architectural Style	Colonial
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	7,227 sqft (0.166 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Street Address	49 E EMERSON ST
City	MELROSE
State	MA
Zip	02176-3542
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	URB
Jurisdiction	MELROSE MA
Township / Civil Division	MELROSE
Census Block Group	2
Census Block	2008
Census Tract	336202

Owner

Source: Middlesex County and Melrose City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	49 E EMERSON ST, MELROSE, MA 02176-3542
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Date	Document
Nov 17, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance NEW FED MORTGAGE CORP
Apr 15, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 6, 1992 · Amount on Record
Deed Sale	Nov 6, 1992 · Amount on Record
Last Transfer Date	Mar 11, 2020
Transfer Doc	74474-385
Record Updated	Oct 29, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MELROSE MA
Property Address	49 E EMERSON ST, MELROSE, MA 02176-3542
Transaction Type	Mortgage
Record Updated	May 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	076187-116
Date	Nov 17, 2020
Book Page	76187/116
Instrument	215328

Lender

Name	NEW FED MORTGAGE CORP

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MELROSE MA
Recording Date	Apr 15, 2020
Property Address	49 E EMERSON ST, MELROSE, MA 02176-3542
Document Number	74474-385
Book / Page	074474 / 000385
Instrument Date	Mar 11, 2020
Instrument	55687
Transaction Type	Transfer
Record Updated	May 5, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	49 E EMERSON ST MELROSE MA 021763542, MELROSE, MA 02176-3542

Tax Assessment & Valuation

Source: Middlesex County and Melrose City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Melrose City
Unified School District	Melrose School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,650.00 (+12,115.19%)	$841,300 (+4.52%) Land $435,800 Building $405,500	$1,041,548 (+35.19%)
2025	$79.00 (-98.98%)	$804,900 (+3.19%) Land $410,900 Building $394,000	$770,450
2024	$7,745.00 (+1.43%)	$780,000 (+6.44%) Land $386,000 Building $394,000
2023	$7,636.00	$732,800 Land $373,500 Building $359,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MELROSE WATER DIVISION (MWRA) serves 29,938 people · EPA ID MA3178000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	10 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 785 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
Netafy Fixed Wireless	476 / 106
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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