Kenton County property record for 23 Delphi Dr, Erlanger, KY 41018
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 864 sqft · built 1988 |
| Lot Size | 0.17 acres (7,405 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $220,000 (May 2025) |
| Tax Bill | $1,645 (2025) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage Mar 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 017-30-09-030.00 |
| Primary APN | 017-30-09-030.00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 864 sqft Finished Area |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick |
| Roof Material | Composition Shingle |
| Lot Area | 7,405 sqft (0.17 acres) |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Connected |
| Street Address | 23 DELPHI DR |
|---|---|
| City | ERLANGER |
| State | KY |
| Zip | 41018-2857 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | NARROWS HILL EST SEC 3 LOT 101 |
| Legal Subdivision | NARROWS HILL ESTATES |
| Legal Phase | 3 |
| Legal Lot Number | 101 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | INDEPENDENCE |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 63608 |
Source: Kenton County assessment roll, APN 017-30-09-030.00, as of December 2, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 23 DELPHI DR, ERLANGER, KY 41018-2857 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Date | Document |
|---|---|
| Dec 08, 2020 | Warranty Deed, Transfer · Conventional Mortgage GUARDIAN SVGS BK |
| Mar 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | May 09, 2025 · Amount on Record |
| Deed Sale | May 09, 2025 · Amount on Record |
| Prior Sale | Dec 08, 2020 · Amount on Record |
| Deed Document Number | 20250509138 |
| Deed Book / Page | 342 / 335 |
| Prior Transfer Date | May 05, 2025 |
| Prior Transfer Doc | 0005900138 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KENTON KY |
| Recording Date | Dec 08, 2020 |
| Property Address | 23 DELPHI DR, ERLANGER, KY 41018-2857 |
| Document Number | 0000000035 |
| Book / Page | 000059 / 000773 |
| Instrument Date | Dec 02, 2020 |
| Instrument | 35 |
| Transaction Type | Transfer |
| Record Updated | Dec 29, 2020 |
| Title Company | PROMINENT TITLE AGENCY LLC, PROMINENT TITLE AGCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $117.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1126 CANNONBALL WAY INDEPENDENCE KY 410518203, INDEPENDENCE, KY 41051-8203 |
| Document Number | 136 |
|---|---|
| Date | Dec 08, 2020 |
| Book Page | 00M137/000626 |
| Instrument | 136 |
| Name | GUARDIAN SVGS BK |
|---|---|
| Type | Federal Savings Bank |
| Address | CINCINNATI, OH 45239 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 07, 2050 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 23 DELPHI DR, ERLANGER, KY 41018-2857 |
| Document Number | 0000000326 |
| Instrument Date | Mar 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2020 |
| Title Company | TITLE FIRST, TITLE FIRST AGENCY |
| Name | Verified Name |
|---|---|
| Address | 23 DELPHI DR ERLANGER KY 410182857, ERLANGER, KY 41018-2857 |
| Document Number | 0000000326 |
|---|---|
| Date | Mar 20, 2020 |
| Book Page | 000M22/000606 |
| Instrument | 326 |
| Name | FIFTH THIRD BK NA |
|---|---|
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 19, 2050 |
Source: Kenton County assessment roll as of December 2, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Erlanger City |
| Unified School District | Kenton County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,645.00 (-7.01%) | $166,000 (-) Land $25,000 Building $141,000 | $166,000 (-) Land $25,000 Building $141,000 |
| 2023 | $1,769.00 | $166,000 Land $25,000 Building $141,000 | $166,000 Land $25,000 Building $141,000 |
Source: FEMA National Flood Hazard Layer, Kenton County (21117C), as of June 19, 2015 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Wildfire Risk | Low lower than 80% of the US · lower than 63% of Kentucky |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 404 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
Source: EPA Safe Drinking Water Information System, water system KY0590220, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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