27 Cole Pl, Palm Coast, FL 32137 Property Records

Flagler County property record for 27 Cole Pl, Palm Coast, FL 32137

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,192 sqft · built 1980
Lot Size	0.32 acres (13,926 sqft)
Owner	2 Individual Names on Record
Last Sale	$575,000 (Aug 2025)
Tax Bill	$7,562 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Jan 2024 Mortgage + 8 more
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7008-00010-0330`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7008-00010-0330`
Alternative APN	`7008000100330`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,192 sqft Living Area
Gross Area	3,677 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1980
Effective Year Built	Effective 2010
Exterior Material	Stone
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	13,926 sqft (0.32 acres)
Driveway	Concrete Driveway
Driveway Area	832 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	27 COLE PL
City	PALM COAST
State	FL
Zip	32137-8181
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SECTION 08 BLOCK 00001 LOT 0033 SUBDIVISION COMPLETION YEAR 1975
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	1
Legal Lot Number	33
Jurisdiction	FLAGLER FL
Township / Civil Division	FLAGLER BEACH
Census Block Group	1
Census Block	1012
Census Tract	60103

Owner

Source: Flagler County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	250 BARROW DOWNS, ALPHARETTA, GA 30004-6322
Owner Type	Individual
Vesting	Single Woman

Deeds, Mortgages & Sale History

Date	Document
Jan 15, 2026	Deed of Trust, Mortgage · Conventional Mortgage TRUIST BANK
Jan 8, 2024	Quit Claim Deed, Transfer · Conventional Mortgage EMPORIUM TPO LLC
Jan 8, 2024	Correction Deed NOT AVAILABLE, PORT ORANGE BLUE OCEAN TITLE
Aug 24, 2023	Warranty Deed, Transfer · Line of Credit SAMUEL EDWARD JOHNSON TRUST
Dec 16, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Jun 18, 2021	Warranty Deed, Transfer SUN TITLE, SUNCOAST TITLE INS AGCY INC
Mar 10, 2021	Warranty Deed, Transfer SUN TITLE, SUNCOAST TITLE INS AGCY INC
Sep 8, 2020	Warranty Deed, Transfer ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT
Mar 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage LAKEVIEW LN SERVICING
Jul 21, 2017	Warranty Deed, Transfer SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 21, 2025 · Amount on Record
Deed Sale	Aug 21, 2025 · Amount on Record
Prior Sale	Aug 24, 2023 · Amount on Record
Deed Document Number	202534576
Deed Book / Page	2985 / 249
Prior Transfer Date	Dec 19, 2023
Prior Transfer Doc	0028381512
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Transaction Type	Mortgage
Record Updated	Feb 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	250 BARROW DOWNS, ALPHARETTA, GA 30004-6322

Mortgage

Document Number	0030221758
Date	Jan 15, 2026
Book Page	3022/1758
Instrument	2026002315

Lender

Name	TRUIST BANK
Type	Bank
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2056

January 2024: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 8, 2024
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0028381512
Book / Page	2838 / 1512
Map Reference	MB 6 PG 28-33
Instrument Date	Dec 19, 2023
Instrument	2024001112
Transaction Type	Transfer
Record Updated	Jan 22, 2024
Title Company	PROFESSIONAL TITLE AGENCY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3424 OLD ORCHARD LN, LEXINGTON, MI 48450-9520

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3424 OLD ORCHARD LN, LEXINGTON, MI 48450-9520

Mortgage

Document Number	0028381516
Date	Jan 8, 2024
Instrument	2838/1516

Lender

Name	EMPORIUM TPO LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2054

January 2024: Correction Deed

Document Type	Correction Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 8, 2024
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0028381509
Book / Page	2838 / 1509
Map Reference	MB 6 PG 28-33
Instrument Date	Dec 15, 2023
Instrument	2024001111
Record Updated	Jan 22, 2024
Title Company	NOT AVAILABLE, PORT ORANGE BLUE OCEAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 OSPREY CIR, PALM COAST, FL 32137-4536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	27 COLE PL, PALM COAST, FL 32137-8181

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Aug 24, 2023
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0028070149
Book / Page	2807 / 149
Map Reference	MB 35 PG 528
Instrument Date	Aug 1, 2023
Instrument	2023037027
Transaction Type	Transfer
Record Updated	Sep 8, 2023
Title Company	NOT AVAILABLE, PORT ORANGE BLUE OCEAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$4,200.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	21 OSPREY CIR, PALM COAST, FL 32137-4536

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	6796 CLINE RD, GRANT TOWNSHIP, MI 48032-1604

Mortgage

Document Number	0002807151
Date	Aug 24, 2023
Instrument	2807/151

Lender

Name	SAMUEL EDWARD JOHNSON TRUST
Type	Private Party

Agreement

Type	Line of Credit
Amount	Amount Recorded

December 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	FLAGLER FL
Recording Date	Dec 16, 2021
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0026381598
Book / Page	2638 / 1598
Map Reference	MB 35 PG 528
Instrument Date	Dec 7, 2021
Instrument	2021068590
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	21 OSPREY CIR, PALM COAST, FL 32137-4536

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jun 18, 2021
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0025750357
Book / Page	2575 / 357
Map Reference	MB 35 PG 528
Instrument Date	Jun 15, 2021
Instrument	2021033748
Transaction Type	Transfer
Record Updated	Jul 2, 2021
Title Company	SUN TITLE, SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$3,184.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1286 W CODY CIR, 1286, SOUTH JORDAN, UT 84095-8200

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1850 OCEAN GROVE DR, ATLANTIC BEACH, FL 32233-5843

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Mar 10, 2021
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0025361482
Book / Page	2536 / 1482
Map Reference	MB 35 PG 528
Instrument Date	Mar 5, 2021
Instrument	2021012724
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	SUN TITLE, SUNCOAST TITLE INS AGCY INC

Transaction

Amount	Amount Recorded
Tax	$2,974.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	27 COLE PL, 27, PALM COAST, FL 32137-8181

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1286 W CODY CIR, SOUTH JORDAN, UT 84095-8200

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Sep 8, 2020
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0024741469
Book / Page	002474 / 001469
Instrument Date	Sep 8, 2020
Instrument	35601
Transaction Type	Transfer
Record Updated	Oct 6, 2020
Title Company	ACTION TITLE SERVICES/STATE JOHNS COUNTY, ACTION TITLE SVCS/ST JOHNS CNT

Transaction

Amount	Amount Recorded
Tax	$2,800.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 COLE PLACE PALM COAST PALM COAST FL 32137, PALM COAST, FL 32137

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FLAGLER FL
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0023440156
Instrument Date	Mar 22, 2019
Transaction Type	Mortgage
Record Updated	Apr 8, 2019
Title Company	ACTION TITLE SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	27 COLE PL PALM COAST FL 321378181, PALM COAST, FL 32137-8181

Mortgage

Document Number	0023440156
Date	Mar 27, 2019
Book Page	002344/000156
Instrument	10483

Lender

Name	LAKEVIEW LN SERVICING
Type	Funding / Finance Company
Address	CORAL GABLES, FL 33146

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 26, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jul 21, 2017
Property Address	27 COLE PL, PALM COAST, FL 32137-8181
Document Number	0022190712
Book / Page	002219 / 000712
Instrument Date	Jul 10, 2017
Instrument	25504
Transaction Type	Transfer
Record Updated	Aug 11, 2017
Title Company	SUNCOAST TITLE COMPANY, SUNCOAST TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,085.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	303 BANASTASIA BLVD #2560 ST AUGUSTINE FL 32080, 2560, ST AUGUSTINE, FL 32080

Tax Assessment & Valuation

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,562.00 (+9.37%)	$416,093 (+6.75%) Land $61,500 Building $354,593	$416,093 (+6.75%) Land $61,500 Building $354,593
2024	$6,914.00 (-1.54%)
2023	$7,022.00 (+8.36%)	$389,771 (+14.45%) Land $61,500 Building $328,271	$389,771 (+14.45%) Land $61,500 Building $328,271
2022	$6,480.00	$340,569 Land $61,500 Building $279,069	$340,569 Land $61,500 Building $279,069

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 50 individual policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	364 units insured incl. 314 condo units
Nearby Flood Claims	19 (1982–2022)
Claims Outside the SFHA	17 of 19
Most Recent Claim	Nov 2022 · Hurricane Nicole
Claims by Event	Hurricane Irma, Sep 2017 · 2 claims Hurricane Matthew, Oct 2016 · 2 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000

27 Cole Pl, Palm Coast, FL 32137 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

January 2026: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2024: Quit Claim Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

January 2024: Correction Deed

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

August 2023: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

December 2021: Intrafamily Transfer, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

June 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2021: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2020: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

March 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

July 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Cole Pl

Nearby Streets

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